The post Ethereum Introduces ERC-8092 for Cross-Chain Account Linking appeared first on Coinpedia Fintech News

Ethereum’s community has proposed ERC-8092, a draft standard for creating “associated accounts” across blockchains. It allows two accounts to publicly declare, prove, and revoke their relationship using cryptographic signatures. The proposal supports practical uses like sub-account inheritance, delegated authorization, and reputation tracking. By working with EIP-7930, it also enables cross-chain compatibility. If adopted, ERC-8092 could simplify identity management and interactions across multiple blockchains, making decentralized applications more secure and flexible.

The post RaveDAO Delivers a Community-First Launch appeared first on Coinpedia Fintech News

RaveDAO’s $RAVE launch turned heads after early buyers entered near $0.20 and the price quickly climbed close to $0.60, marking a clean 3x move. Unlike many recent launches, the chart expanded upward from the start, allowing real participants to enter instead of insiders dumping. This fair structure rewarded the community and boosted confidence. In a market filled with post-launch sell-offs, RaveDAO’s approach stands out as a refreshing and trust-building debut.

The post Singapore Gulf Bank Launches Zero-Fee Stablecoin Minting on Solana Network appeared first on Coinpedia Fintech News

Singapore Gulf Bank has launched a service that allows clients to convert fiat money into stablecoins like USDC and USDT directly on the Solana blockchain with no transaction or gas fees for now. 

Announced at Solana Breakpoint 2025 in Abu Dhabi, the move highlights rising institutional confidence in stablecoins for everyday financial operations.

Singapore Gulf Bank Launches Zero-Fee Stablecoin Minting

Singapore Gulf Bank (SGB), regulated by the Central Bank of Bahrain and backed by Whampoa Group and the Mumtalakat sovereign wealth fund, said this new step helps bridge traditional banking and blockchain technology for real-world financial use.

This first phase of the service is designed for corporate clients, especially for treasury management and cross-border business payments, before it expands to personal banking services.

Clients who have verified accounts with SGB can now deposit fiat currencies, such as USD or SGD, and instantly receive USDC or USDT on Solana.

This approach removes traditional banking delays by allowing clients to interact with blockchain settlement directly, without relying on multiple intermediaries. 

Why Solana Was Chosen for Stablecoin Minting

SGB chose Solana for its fast speed and low costs, making it suitable for high-volume, real-time financial flows. Using Solana, the bank aims to cut those costs to under 0.3% and settle in seconds, making cross-border transfers easier for businesses across Asia and the GCC region.

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Since entering the market, Singapore Gulf Bank has already processed more than $7 billion in transactions. 

The bank says this demand shows growing interest from enterprises looking for seamless links between digital assets and traditional banking.

Security, Compliance, and Future Expansion

To strengthen security, SGB has partnered with Fireblocks to provide institutional-grade digital asset custody. This setup uses advanced cryptography and secure wallet infrastructure to protect client funds while meeting regulatory standards.

With zero-fee stablecoin minting, secure custody, and instant settlement tools, Singapore Gulf Bank is positioning itself as a bridge between traditional finance and decentralized finance. 

The move reflects a broader shift as banks adapt to 24/7 global markets and rising demand for faster, cheaper financial services.

FAQs

The post XRP Price Holds $2 as Ripple’s OCC Bank Approval Redefines Crypto’s Institutional Path appeared first on Coinpedia Fintech News

The XRP price is currently in a decisive standoff, as its price is capped despite robust fundamentals, but a wavering market sentiment is preventing it from rising. Ripple’s recent regulatory breakthrough represents a historic shift for the crypto landscape, yet the XRP price has yet to show some response on the chart.

So far, it has been missing significant moves from many positive news stories, similar to other altcoins this quarter, but reflecting negative news immediately on the chart. However, unlike any other altcoin, the resilience in holding $2 is still commendable, and that was only possible for XRP due to its fundamentals, consistent demand, and the trust its investors have in it. Now, people are closely monitoring whether the $2 level will maintain its stability.

Ripple’s OCC Approval Signals a Structural Shift

Ripple recently received conditional approval from the U.S. Office of the Comptroller of the Currency to charter Ripple National Trust Bank. This development places Ripple directly under federal banking oversight, aligning its operations with both OCC and NYDFS standards.

From a structural perspective, this approval elevates Ripple beyond a payments-focused crypto firm into regulated financial infrastructure. The move strengthens the foundation for RLUSD while positioning XRP as a compliant settlement asset connecting fiat rails, stablecoins, and tokenized assets.

Importantly, this milestone addresses long-standing criticism that crypto operates outside traditional financial rules. Instead, Ripple now operates within them under direct supervision.

XRP’s Utility Narrative Strengthens Despite Price Silence

Although this announcement did sparked intense discussion across crypto communities, but the XRP price chart seems to have digested this one too, showing little immediate reaction. This disconnect highlights the current environment where macro sentiment outweighs individual project advancements.

Under the new framework, XRP’s role is improving but markets often delay repricing until usage metrics and liquidity flows reflect these changes.

For now, XRP crypto fundamentals appear to be accelerating faster than price .

Market Sentiment Keeps XRP Range-Bound

Despite positive developments, broader market sentiment remains cautious. Risk appetite across crypto has weakened, limiting follow-through even on major news. As a result, XRP price USD continues to trade defensively near the $2 psychological zone.

Technically, XRP is in a consolidation phase in 2025, where buyers consistently defend $2, while upside attempts fail to attract sustained momentum. This behavior suggests distribution rather than accumulation, reinforcing short-term uncertainty.

As long as sentiment remains subdued, XRP price prediction models remain restrained.

From a technical standpoint, the $2 level has become the most important reference point on the XRP price chart. Repeated defenses of this zone indicate longer-term holder confidence, yet each failed recovery adds pressure.

If sentiment does not improve, downside risk remains open. A loss of $2 could expose XRP/USD to deeper retracement levels near $1.20, according to prevailing technical projections.

Meanwhile, as Ripple’s regulatory positioning continues to mature, the divergence between price action and fundamentals leaves XRP price at a pivotal turning point, and what comes next depends purely on improving market sentiment in future weeks or months.

The post Strategy Retains Nasdaq-100 Spot, MSCI Delisting Risks Remain appeared first on Coinpedia Fintech News

Strategy, the company led by Bitcoin advocate Michael Saylor, has successfully held its place in the Nasdaq-100 Index following the index’s annual reconstitution. 

While this strengthens its position in major markets, another key decision is still ahead, as MSCI will rule on January 15 whether to remove bitcoin-focused companies like Strategy.

Strategy Retains Nasdaq-100 Position

According to Nasdaq’s official reconstitution announcement made on Friday, the index added six new companies and removed six others, but Strategy remained unchanged. 

The update will take effect on December 22 and secures Strategy’s position in the Nasdaq-100 for another 12 months, marking a full year since it first joined the index in December 2024.

Staying in the index means Strategy will continue to be included in major exchange-traded funds such as the Invesco QQQ, which manages tens of billions of dollars in assets.

MSCI Index Exclusion Risks Still Remains

While Nasdaq has confirmed Strategy’s place for now, another major index provider, MSCI, is considering excluding companies with more than 50% of assets in digital assets like bitcoin. A final decision is expected around January 15, 2026. 

Analysts warn that if Strategy were removed from MSCI or other key indexes, this could trigger billions in passive fund outflows, possibly forcing large selling of Strategy stock. 

However, for now, Strategy’s Nasdaq-100 retention signals growing comfort among mainstream investors with Bitcoin-linked business models

Strategy Bitcoin Holding Continue To Profit

According to recent filings, Strategy holds a huge bitcoin treasury of 660,624 BTC worth around $60 billions, making it one of the largest corporate holders in the world. 

While Strategy posts strong profits thanks to crypto gains, including a reported $2.78 billion profit in Q3 2025 some market observers argue its business looks more like a bitcoin investment fund than a traditional tech company. 

Therefore, when bitcoin price fall nealy 30% from its highs of $126K, Strategy’s stock slid sharply, reflecting heightened risk perception among investors. 

Despite the bullish news, Strategy Inc (MSTR) stock is down by 7% trading around $176.5 

The post Ripple Moves $152M in XRP to Binance Amid 600M Token Wallet Shuffle appeared first on Coinpedia Fintech News

Ripple has carried out another large XRP transfer, sending more than 75 million XRP to a wallet tied to Binance, worth about $152 million. The move was spotted on December 12 by Whale Alert, which tracks major blockchain activity. This transfer happened right after Ripple shuffled over 600 million XRP across several internal wallets, catching the attention of the wider community.

How the Transfers Happened

The latest transfer started from Ripple’s main wallet, known as Ripple (50). From there, the coins were sent to a smaller Ripple-controlled wallet and then forwarded to “rpxh7h,” a wallet activated by Binance. Since Binance wallets handle exchange deposits, movements like this often spark discussion about Ripple’s intentions, especially when the amounts are this large.

Around the same time, Whale Alert also flagged another 90 million XRP transaction. Later checks showed that it was simply an internal move between eToro’s own wallets, not a market-related transfer.

Ripple’s Wallet Shuffle Continues

Ripple has reorganized a huge chunk of its holdings in the last 24 hours, moving more than 600 million XRP into different subwallets and fresh addresses. These reshuffles usually signal internal restructuring rather than market activity, but the community still watches them closely because Ripple holds such a large supply of XRP.

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XRP ETFs See Steady Inflows

While these transfers were taking place, spot XRP ETFs continued to attract money. According to SoSoValue, the funds brought in around $16.42 million in new inflows on Thursday. Total inflows into XRP ETFs are now approaching $1 billion, with the 21Shares TOXR ETF joining other active products in the market. This steady demand has helped XRP maintain some price support even while traders remain cautious.

XRP Price Movement

XRP is trading around $2.04, with 60.33 billion tokens in circulation out of a 100 billion max supply. The token is far below its $3.84 ATH from January 2018 but still massively higher than its $0.0028 ATL, showing a long-term recovery despite recent pressure. The chart remains weak, stuck in a downward pattern since October, with the 50-day SMA at $2.26 and the 200-day SMA at $2.60 sitting above the current price. Trading volume has fallen nearly 30%, and futures open interest sits at $3.69 billion, hinting at softer trader activity even though CME and Binance saw small upticks. After the recent wallet movements, XRP managed only a small bounce. 

Analyst EGRAG CRYPTO says XRP is at a make-or-break point: if the asset is sitting in his “red zone,” he believes traders should reduce exposure and prepare for a final push upward; but if it’s in the “green zone,” he views this moment as an opportunity to buy dips and position for a larger long-term move.

FAQs

The post YouTube Now Lets U.S. Creators Get Paid in PayPal’s PYUSD Stablecoin appeared first on Coinpedia Fintech News

YouTube, the world’s largest video-sharing platform, now lets eligible U.S. creators receive earnings in PayPal’s dollar-pegged stablecoin, PYUSD. This gives creators a new way to get paid that can be faster and more flexible than traditional bank transfers.

Such biggest step by a major tech platform toward crypto-linked payouts came right after the growing adoption of stablecoin by the world. 

YouTube Adds PYUSD Stablecoin Payout Option

According to on-chain data and platform records, YouTube has allowed PYUSD payouts through its existing AdSense–PayPal system. 

Eligible creators can now choose a dollar-backed stablecoin instead of traditional bank transfers. The entire process runs through PayPal, so YouTube never handles crypto custody or conversions.

For now, the PYUSD payout option is limited to U.S.-based creators who meet the YouTube Partner Program thresholds: 1,000 subscribers, 4,000 watch hours, and a verified PayPal account. 

But industry experts expect broader expansion if adoption grows.

Why Big Tech Is Adopting Stablecoins

According toindustry analysts, YouTube’s decision reflects a wider shift in Silicon Valley following the U.S. GENIUS Act, new federal rules that gave stablecoins a regulated path forward. 

This clarity has pushed major companies, including Google and Stripe, to explore blockchain-based settlement tools for faster and cheaper payouts.

Google has already tested PYUSD inside Google Cloud with select clients, signaling early interest even before this YouTube rollout. Stripe, meanwhile, acquired a stablecoin startup for $1.1 billion, highlighting how mainstream the technology has become in enterprise finance.

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Things Creators Should Know Right Now

U.S.-based YouTube creators can now choose to receive their earnings in PYUSD, but the feature is completely optional. Anyone who prefers traditional fiat payouts can continue using them without any changes.

Since PYUSD is pegged to the dollar, liquidity isn’t an issue, but creators who want to convert it back to fiat must do so through PayPal or a crypto exchange, which may include small fees or conversion spreads.

Creators should also be aware that receiving PYUSD will still apply Tax rules, so creators should check how PYUSD earnings must be reported.

PYUSD Market Growth Strengthens Adoption

According to PayPal’s internal data, PYUSD has grown to nearly $4 billion in market value since launching in 2023. Integrating it into YouTube payouts extends the stablecoin’s use beyond trading and into real-world earnings, something crypto advocates have long pushed for.

According to PayPal executives, this design keeps the process simple for creators who only need a verified U.S. PayPal account. 

FAQs

The post Pi Network Price Prediction 2025, 2026 – 2030: Why Is Pi Coin Dropping? appeared first on Coinpedia Fintech News

The post Whale Loads Up on $612M in BTC, ETH & SOL Longs—Is a Broader Crypto Market Rally Coming? appeared first on Coinpedia Fintech News

Crypto markets continue to trade in a cautious but steady range, with Bitcoin price holding between $91,500 and $93,800, while bulls attempt to regain control. Ethereum price has pushed back toward the $3,250 zone, and Solana price remains firm above $135, hinting at underlying buyer interest even as volatility remains compressed across major assets.

Against this backdrop, one wallet has been aggressively increasing exposure—and the scale of these positions is now drawing the market’s attention.

Whale Adds Over $612 Million in Long Exposure

A closely watched crypto whale has ramped up long exposure to more than $612 million, adding heavily to ETH, BTC and SOL positions. The move comes as market volatility tightens, suggesting large players may be positioning early for a potential shift in momentum.

The long positions are distributed across three top assets, Ethereum, Bitcoin and Solana, with $490.5M, $92.5M and $29.8M in long positions, respectively. The account currently shows an unrealised profit of $12.8M, yet instead of scaling out, the whale has continued adding size—a behaviour that typically signals confidence, not hesitation. With 100% long exposure and moderate 5x leverage, the structure of the portfolio reflects a clear directional view: the next meaningful move will be higher.

Does This Accumulation Hint Towards a Major Bullish Move?

This isn’t a random accumulation. The distribution across ETH, BTC, and SOL shows a deliberate, structured strategy. ETH is the highest-conviction play, with nearly half a billion in exposure; BTC acts as the market anchor, offering stability and directional correlation; and SOL provides high-beta upside, capturing momentum during strong alt-led rallies. 

Whales don’t add to weakness unless they believe the downside risk has faded. Besides, wave structures across these cryptos are coiling, which aligns with volatility expansion setups. The positioning suggests the markets are preparing for an upside breakout, but not a breakdown. 

Here’s What May Come Next!

As the whale’s long exposure grows, market structure is tightening around key levels, and liquidity is clustering on both sides of the price. This setup now points to two potential scenarios depending on how momentum develops in the coming sessions. If the momentum expands from the current levels, the Ethereum price could retest the $3,300 to $3,500 range, the Bitcoin price may challenge $95,000, and the Solana price may revisit the $142 to $145 range. 

This isn’t just one trader taking oversized risks—it’s a signal of where conviction capital believes the market is heading. With over $612 million deployed on the long side, smart money is clearly preparing for a broader crypto rally.  Therefore, it would be interesting to know how the upcoming trade dynamics unfold. 

The post Bitcoin Out, XRP In — As Markets Shake, Investors Are Rushing Into SolStaking and Earning 900+ XRP a Day appeared first on Coinpedia Fintech News

A surprising shift is unfolding across the crypto market this week after a well-known digital asset entrepreneur, Crypto X AiMan, publicly revealed that he has exited Bitcoin entirely and moved 100% of his capital into XRP.

What makes the move even more notable is timing: both BTC and XRP were under heavy selling pressure, not rallying.
This wasn’t a top-of-market rotation — it was a strategic repositioning.

According to AiMan, his shift out of Bitcoin and into XRP was guided by a combination of:

• Regulatory clarity
• Institutional adoption
• Global payment infrastructure upgrades

And the move reflects a growing trend among investors who are looking for real utility and predictable income, not just speculative upside.

Why XRP Is Back on Investors’ Radar

1. Regulatory clarity in the United States

XRP is one of the few major assets with a court-recognised non-security status, giving it a strong advantage in a regulatory-intensive environment.

2. Ripple’s established banking network

Ripple’s technology is used by hundreds of banks and payment providers, positioning XRP as a realistic tool for liquidity and settlement — not merely a speculative asset.

3. ISO 20022 migration

The global financial system is moving toward the ISO 20022 standard.
XRP is frequently discussed as one of the digital assets compatible with this next-generation messaging and settlement framework.

These three elements together have renewed investor confidence in XRP during a time when the broader market is still uncertain.

Market Volatility Is Creating New Demand for Stable Yield

While AiMan’s “Bitcoin out, XRP in” move made headlines, a parallel trend is accelerating beneath the surface:

Investors are now prioritising stable income over price speculation.

With the market still navigating regulatory tightening, liquidity fragmentation, and macro pressure, demand has surged for earning models that offer:

• Fixed-term, rules-based returns
• Daily or periodic payouts
• Reduced exposure to market volatility
• Zero technical maintenance

This has pushed structured-yield platforms into the spotlight — and SolStaking has quickly become one of the most discussed names, especially among XRP supporters.

Many users report earning 900+ XRP per day through certain staking models, a compelling alternative during unpredictable market conditions.

SolStaking: A Stability-Driven Yield Platform for a Volatile Market

SolStaking has attracted global attention for offering predictable yield cycles in a market where most opportunities are either speculative or high-risk.

Fixed earning cycles

Returns are defined upfront and are not dependent on price swings.

Automated daily payouts

• Users receive earnings every 24 hours without:
• No trading
• NO bots
• NO complex setup
• Just activate a plan and earn.

Multi-asset support

SolStaking supports XRP, BTC, ETH, SOL, USDT, USDC, and more — enabling diversified earning strategies.

Institutional-grade security

The platform emphasizes strong protection standards, including:

• U.S. registered entity (Sol Investments, LLC)
• bank-level encryption
• Cloudflare + McAfee cybersecurity
• real-time risk monitoring
• custodian insurance underwritten by Lloyd’s of London
• segregated user funds

This aligns SolStaking more closely with traditional financial custody frameworks than with typical DeFi protocols.

Getting Started With SolStaking

• The process is straightforward:
• Visit the official site — https://solstaking.com
• Create an account and complete basic verification
• Deposit supported assets (XRP, USDT, TRX, SOL, BTC, etc.)
• Activate an earning cycle
• Receive daily automated payouts

No hardware.
No complicated workflows.
No market-timing requirements.

Just simple, predictable yield.

A New Market Strategy Is Emerging

AiMan’s decision to go all-in on XRP reflects a broader transformation taking place across the crypto landscape:

•  Assets with regulatory clarity and real-world use cases are gaining priority
•  Investors want yield stability, not speculative stress
•  Structured earning platforms are becoming essential tools

As regulatory frameworks evolve and institutional infrastructure matures, SolStaking is emerging as a preferred solution for investors seeking stable cash flow while maintaining long-term exposure to major digital assets like XRP, BTC, and SOL.

Official Website:

https://solstaking.com

Business & Cooperation:

info@solstaking.com