The post Japan Begins Decades-Long ETF Sell-Off in January appeared first on Coinpedia Fintech News

The Bank of Japan plans to begin selling its ETF holdings worth ¥83 trillion ($534 billion) as early as January. The sales will happen very slowly, with about ¥330 billion sold each year, meaning it could take more than 100 years to fully exit. The ETFs have a book value of ¥37.1 trillion. This gradual strategy is designed to avoid market shocks and ensure stability while the central bank slowly unwinds its stimulus-era investments.

The post Doha Bank Goes Live With $150M Digital Bond as Gulf Embraces Tokenized Finance appeared first on Coinpedia Fintech News

Across Doha and the wider Gulf region, market sentiment is steadily shifting toward digital finance. Banks, regulators, and investors are no longer just watching tokenization trends from the sidelines. There is growing confidence that digital tools can improve speed, efficiency, and transparency without disrupting trusted financial systems. This changing mood has now translated into real action, with Doha Bank stepping forward to execute a fully digital bond deal. 

Doha Bank Makes a Strategic Move

Doha Bank has issued a $150 million digital bond, marking an important moment for the region’s capital markets. Instead of running a pilot or test project, the bank went straight into live issuance. The bond was built and settled using Euroclear’s distributed ledger technology platform, signaling that digital infrastructure is ready for large, regulated transactions.

This move shows how traditional banks are adopting new technology while staying firmly within established financial frameworks. The focus is not on crypto speculation, but on improving how bonds are issued, settled, and managed.

Same-Day Settlement Changes the Game

One of the standout features of the deal was instant settlement. The bond was listed on the London Stock Exchange’s International Securities Market and settled on the same day, known as T+0 settlement. In normal bond markets, settlement can take several days, tying up capital and increasing operational risk.

By using DLT, Doha Bank removed much of this friction. Transactions were recorded instantly, ownership was clear, and settlement was completed without delay. Standard Chartered played a central role as the sole global coordinator and arranger, overseeing the structuring, execution, and distribution of the bond.

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Why Permissioned DLT Was Chosen

Rather than using a public blockchain, the bond was issued on a permissioned DLT system run by Euroclear. This choice reflects a clear industry preference. Regulated platforms offer controlled access, legal certainty, and seamless integration with existing custody and settlement systems.

For institutional investors, this matters. They get the efficiency benefits of digital assets while maintaining the safeguards they expect from traditional markets. Euroclear highlighted that this structure proves digital bonds can be fast, secure, and fully compliant at the same time.

Part of a Regional Infrastructure Upgrade

The deal fits into a wider regional effort to modernize financial infrastructure. Across the Middle East and Asia, banks are embedding DLT into existing systems instead of building entirely new crypto-native markets. Platforms from major institutions like HSBC and JPMorgan are being used in a similar way, helping tokenized bonds connect smoothly with familiar post-trade processes.

According to Standard Chartered, client interest in digital issuance is rising quickly. Institutions are no longer just curious about tokenization. They are actively using it to improve how capital markets function. Doha Bank’s digital bond adds to a growing list of live issuances and signals that tokenization is becoming a practical tool, not just a concept. For regulated markets, permissioned DLT now looks like the preferred path forward.

FAQs

The post BOJ to Start Selling $534B in ETFs as Rate Hike Looms; Bitcoin Under Pressure? appeared first on Coinpedia Fintech News

As early as January, the Bank of Japan (BOJ) is expected to begin selling its massive ETF holdings, a portfolio valued at ¥83 trillion ($534 billion). The plan is to move slowly and avoid market shock. But even a gradual exit from ETFs by one of the world’s biggest central banks carries weight, especially at a time when global liquidity is tightening.

See how this could affect the markets.

Bank of Japan Prepares to Start Selling ETFs

According to Bloomberg, BOJ officials plan to offload ETFs gradually following a decision made at the September policy board meeting. The central bank has set a pace of ¥330 billion per year based on book value, a timeline that could stretch for decades.

The goal is to keep the impact minimal. Officials want the market response to be barely noticeable, similar to how Japan sold bank stocks in the 2000s without disrupting markets.

Still, the scale is hard to ignore. The ETF holdings have grown sharply in value as Japan’s stock market rallied over the past two years, leaving the BOJ with massive unrealized gains.

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Rate Hike Expectations Add More Pressure

The ETF exit comes as markets expect a 25 basis point rate hike at the BOJ’s December 18-19 meeting. Polymarket currently shows a 98% probability of a hike, which would take Japan’s policy rate to 75 basis points, the highest level in nearly 20 years.

That shift matters because Japan has long been the world’s cheapest source of leverage.

“For decades, the Yen has been the #1 currency people would borrow & convert into other currencies & assets… That carry trade is diminishing now, as Japanese bond yields are rising rapidly,” wrote analyst Mister Crypto.

Why Bitcoin Is Feeling the Impact

As yen-funded leverage comes under strain, risk assets are vulnerable. Bitcoin is already trading below the $90,000 level, sitting at $89,701 currently.

That said, the market response has been relatively controlled. Many analysts note that expectations around a Bank of Japan rate hike have been circulating for weeks, giving traders time to adjust positioning. In that sense, part of the impact may already be reflected in current prices.

While markets are clearly paying attention, there is no sign of disorderly selling so far, suggesting investors are treating this as a macro adjustment rather than a sudden risk event.’

FAQs

The post Crypto News Today [LIVE] Updates On Dec 15, 2025 appeared first on Coinpedia Fintech News

The post This New $0.035 Crypto Is Earning Comparisons to Early Solana with Over 250% Growth, Investors Take Notice appeared first on Coinpedia Fintech News

Some analysts believe a new wave of early-stage projects is beginning to mirror the signals once seen during Solana’s breakout phase. Market commentators suggest that one altcoin priced at $0.035 is gaining attention for its fast growth and expanding user base. Early investor sentiment indicates that the pattern forming around this project resembles the type of early momentum that pushed Solana into the spotlight. With interest rising quickly, many investors are taking notice.

Mutuum Finance (MUTM) 

Mutuum Finance (MUTM) is developing a lending and borrowing protocol that uses two connected markets to support different user needs. The first is the P2C system. Users deposit assets into a shared liquidity pool and receive mtTokens as proof of their position. These mtTokens grow in redeemable value as borrowers repay interest. A user depositing ETH would receive mtETH that becomes redeemable for more ETH as interest accumulates. This creates a clear APY model tied to real activity.

The second environment is the P2P system, where borrowers post collateral and choose loan terms. Lenders browse open requests and select which ones they want to fund. Borrow rates change based on utilization. Stable rates lock at the start of the loan. LTV rules keep positions safe. Lower-volatility assets like ETH and stablecoins can reach higher LTV ranges near 75%, while more volatile assets stay closer to 35% or 40%.

Liquidations occur if collateral value drops too far. Liquidators buy discounted collateral and repay part of the borrower’s debt. This keeps the protocol balanced and helps prevent losses during market swings. These mechanics are part of why some analysts compare MUTM’s early structure to Solana’s early technical advantage. Both projects focus on practical systems rather than hype.

Presale Traction and Expanding Community

Mutuum Finance has shown fast and steady growth during its early stages. The token began at $0.01 in early 2025 and now is priced at $0.035 in presale, marking a rise of more than 250%. At the official launch price of $0.06, Phase 1 participants are positioned for close to 500% growth once the demand trend continues.

The project has raised $19.30M so far. A total of 18,400 holders have joined, and 820M tokens have been purchased. Out of the 4B total supply, 1.82B tokens, or 45.5%, are reserved for the presale. Analysts say this structure helps create strong token distribution before mainnet and testnet stages begin.

Demand has increased during each phase. Phase 6 is now more than 97% allocated, and Phase 7 will introduce a price step of nearly 20%. Traders following top cryptocurrencies and crypto predictions say this creates urgency because each phase increases the token’s value, giving early buyers a clear entry advantage.

The presale’s momentum has also been strengthened by daily activity incentives. Mutuum Finance operates a 24-hour leaderboard where the top contributor receives $500 in MUTM. This keeps user engagement high and encourages steady participation throughout the day.

V1 and Why This Matters for Price Forecasts

Mutuum Finance confirmed through its official X announcement that the V1 protocol will launch on Sepolia Testnet in Q4 2025. The V1 rollout includes the mtToken system, Liquidity Pool, Liquidator Bot and Debt Token, with ETH and USDT as the first supported assets.

Security has been another strong talking point. The project completed its CertiK audit with a 90/100 Token Scan score, and Halborn Security is performing a second code review. The team also introduced a $50K bug bounty to strengthen stability before launch.

Analysts say this level of security preparation is unusual for a project still in early stages. Because of this, some believe MUTM may deliver a strong run once borrowing activity begins. In a bullish scenario, projections show the token could climb several times above its current value if V1 adoption aligns with early presale momentum.

Stablecoin and Layer-2 Expansion

Mutuum Finance plans to introduce a stablecoin backed by loan interest generated inside the protocol. This gives the ecosystem another use case and increases liquidity for borrowers and suppliers. Analysts say internally backed stablecoins help strengthen retention and create deeper user engagement.

Layer-2 expansion is also part of the long-term roadmap. By moving to L2 networks, Mutuum Finance can reduce transaction fees and improve processing speed. Lending protocols rely on low fees to support high borrowing volume, making L2 support an important growth catalyst.

Together, these features help shape a broader ecosystem. A stablecoin improves liquidity, oracles ensure accurate pricing, mtTokens increase user incentives, and L2 scaling expands user access. Analysts following best crypto to buy now lists say this set of features gives MUTM a stronger long-term path than most early-stage altcoins, including many meme assets that depend only on sentiment.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.com

Linktree: https://linktr.ee/mutuumfinance

The post Big Week for Bitcoin as Major U.S Economic Events This Week appeared first on Coinpedia Fintech News

This week is lined up for the key U.S. economic events, including jobs data, CPI data, and a Fed speaker’s speech. These events could strongly impact Bitcoin and the overall crypto market.

The cryptocurrency market is already under pressure, with its total value falling from $4.1 trillion to approximately $3.05 trillion. Many traders are now watching this data closely, hoping positive news can ease the stress on prices.

Dec 16: US Unemployment Rate & NFP

On Tuesday, December 16, the US will release unemployment and Non-Farm Payrolls (NFP) data. Economists expect the economy to add only 50,000 jobs, much lower than in previous months.

Last month, job numbers crossed 200,000, and Bitcoin, Ethereum, XRP, and Solana fell 3% to 7% within a day. If jobs data beats expectations again, crypto prices could face fresh selling.

The US unemployment rate is also expected to rise to 4.5%, up from 4.4%. Higher unemployment could support markets, but strong job data may hurt crypto.

DEC 17: Fed Speakers Speech Lined Up

On Wednesday, December 17, several Federal Reserve officials will speak, including Chris Waller and Stephen Miran. Markets now see a 0% chance of a January rate cut, down from nearly 25% just one month ago.

Any hint of higher rates could push crypto lower, while softer comments may bring short-term relief.

DEC 18: CPI Data To Release 

On Thursday, the US will release the November Consumer Price Index (CPI) data. The Nov data suggests inflation could rise around 3%, with core inflation close to 2%. Meanwhile, prediction platform Polymarket shows a 90% chance CPI stays near 3%. 

In the last CPI release, inflation came in at 3%, lower than expected, helping Bitcoin bounce.

Dec 19: BOJ Rate Decision

On Friday, December 19, the Bank of Japan will decide whether to raise interest rates. Most markets expect a 25 basis point hike, and prediction platform Polymarket shows a 98% chance of this happening. A rate hike usually pulls money away from risky assets like crypto.

Some experts warn that the increase could be larger than expected. If that happens, global markets may react sharply. 

Meanwhile, crypto analyst Merlijn The Trader believes Bitcoin could fall 20–30% after December 19, possibly pushing prices below $70,000.

Bitcoin & Altcoin to Face Volatility Ahead

Looking ahead, if jobs and inflation data come in weak, crypto prices could bounce. But strong data and higher rates may trigger more selling.

Traders expect volatility to rise 1.5x to 2x above normal levels this week. Bitcoin and altcoins could move fast in either direction.

As of now, Bitcoin trades near $90,000, down almost 30% from its recent high of $126,000, showing just how sensitive crypto remains to economic news.

The post BingX Hits 40 Million Users, Doubles Growth in 2025 appeared first on Coinpedia Fintech News

BingX announced it hit 40 million global users in 2025, doubling last year’s count while reaching over $26 billion in peak daily volume. The exchange rolled out smart AI trading tools, enhanced spot and derivatives platforms, and strengthened security with full Proof of Reserves and a user protection fund. This rapid expansion highlights BingX’s strong position in the booming crypto trading world.

The post Canopy Introduces ‘Progressive Autonomy’: A New Framework That Makes Launching a Blockchain Easy appeared first on Coinpedia Fintech News

Canopy’s “Progressive Autonomy” model lets teams spin up sub-chains under shared validator security, then transition to full sovereign L1s without rebuilding infrastructure or raising a separate security budget.

Canopy, the company building a next-gen Layer 1 (L1) framework with the simplicity of a Layer 2 (L2), introduces Progressive Autonomy, a new deployment model built to make launching a blockchain dramatically easier while preserving full long-term sovereignty and value capture. The framework provides developers with a complete lifecycle: teams can launch as a sub-chain secured by Canopy’s validator network, customize their chain as it matures, and graduate to an independent L1 without rewriting core infrastructure or assembling a costly security budget.

Progressive Autonomy debuts at a time when the limitations of both L2 rollups and traditional L1 development increasingly constrain teams. Rollups have made deployment simple, but at the cost of centralized sequencers, governance-only tokens, fragmentation, and ecosystems that struggle to retain value. 

Sovereign L1s remain the only architecture that consistently captures long-term economics, but building one typically requires over a year of engineering, substantial upfront capital, and custom consensus development. Overall, this clunky and expensive process forces builders to make early trade-offs: either prioritize ease and sacrifice ownership, or pursue sovereignty at prohibitive cost.

Adam Liposky, CEO of Canopy, said:

“Teams were forced into a false choice between simplicity and sovereignty, so we built Canopy to remove that trade off. Sovereignty should mean developers control their network economics and capture value on their own rails. Progressive Autonomy lets teams launch fast, retain long term ownership of their chain, and build toward a future of hundreds of specialized sovereign sub chains owned by the communities behind them.”

The Progressive Autonomy model eliminates the compromises, ensuring that all chains launched on Canopy inherit shared restaked security from a growing network of professional validators, including more than 20 top-tier operators who already joined the platform’s Betanet. This gives new chains protection from day one, without relying on token inflation or external security markets. 

Validator sharing removes the need for early-stage projects to assemble and incentivize their own validator sets. This reduces both the time it takes to launch and the operational complexity that’s associated with the process. Canopy’s VM-less architecture enables developers to build in any language and tailor their execution environment as their application scales, without touching consensus or modifying the underlying network. 

When a project is ready, it can detach from Canopy’s shared security and transition into a full sovereign L1, carrying its history, state, community, and economics with it. The upgrade path preserves continuity for users and developers while granting teams complete control over governance, performance, and value capture. Canopy positions this as a structural shift for the industry. Rather than choosing between an L1 or an L2 at the start, teams can now naturally evolve from incubation to independence as their needs grow.

Andrew Nguyen, Co-Founder and CTO of Canopy, said:

“Progressive Autonomy allows developers to focus entirely on building useful, high-performing applications instead of wrestling with infrastructure. Our goal was to take the security and operational burdens away from the traditional L1 creation and make them completely invisible. When sovereignty becomes accessible, the entire ecosystem will expand and benefit mutually.”

Canopy’s Betanet is already live and supported by leading validators including PierTwo, Stakely, Rhino, Lavender Five, Nodes.Guru, Kingnode, Easy2Stake, and others, signalling early momentum for the shared security approach. The full mainnet launch is planned for 2026, following more than 18 months of development across the core protocol and supporting infrastructure.

About Canopy Network

Canopy makes launching a sovereign blockchain as simple as spinning up an app. Teams can deploy in days, own their network economics, and connect across chains without bridges or wrapped assets. Powered by NestBFT and layerless mesh security, Canopy provides shared protection and built-in atomic swaps for every chain on the network. Developers get predictable costs, fast deployment templates, and interoperability from day one.

Website | Twitter/X | Discord | Github

The post Visa Launches Stablecoin Advisory to Boost Digital Payments appeared first on Coinpedia Fintech News

Visa launched its Stablecoins Advisory Practice through Visa Consulting & Analytics to guide banks, fintechs, merchants, and enterprises on stablecoin strategies, tech setup, and rollout. Clients like Navy Federal Credit Union and VyStar use it for cross-border payments to volatile markets and B2B transactions, cutting costs and delays. With $3.5B in annual stablecoin settlement volume across 130+ programs in 40 countries, Visa positions stablecoins as a faster payment infrastructure.

The post Are Weak ETF Inflows Holding LINK Price Back? Is It Gonna Hit $8? appeared first on Coinpedia Fintech News

The LINK price remains capped and under bearish pressure despite there being strong signs of sustained accumulation and a growing narrative that positions Chainlink as foundational infrastructure for on-chain finance. While exchange balances continue to fall and enterprise adoption accelerates, LINK price USD action suggests the market is still struggling with short-term demand constraints, and LINK ETF’s declining inflows kind of proves that.

LINK Crypto’s Infrastructure Narrative Continues to Expand

Fundamentally speaking, Chainlink crypto is a very strong asset and can be viewed as one of the top blue-chip projects in the industry. As it is increasingly viewed as the backbone of on-chain finance, similar to how Microsoft’s operating systems ruled early enterprise computing. 

By setting data, interoperability, and security standards, Chainlink is kind of enabling financial institutions to transition from traditional digital systems toward onchain infrastructure.

This project’s efforts demonstrate that global finance is gradually migrating onto the blockchain. If that shift accelerates, Chainlink’s role will be supreme, similar to what Nvidia, Microsoft, and even Apple have, which’s a standardized middleware layer that could become indispensable. This factor alone is reinforcing long-term utility beyond speculative cycles.

Exchange Balances Signal Silent Accumulation

Not just verbally, it’s growing; even on-chain data shows a notable decline in LINK exchange balances, which suggests that accumulation is happening. On October 13, exchanges held approximately 167 million LINK tokens, a figure that has since dropped like a falling knife to 127.8 million LINK. 

Such a sharp reduction is an open book example of how LINK crypto tokens are being bought every day, while retail keeps discarding it due to sector-wide pessimism. The big and wise investors are involved in this game, making long-term investments rather than short-term trades.

However, the LINK price chart has not reflected this accumulation, because if it does rise, the smart money won’t be able to buy at discounts more easily. Instead, they deliberately chose for its price to bleed slowly, so the more the decline, the better their profits will be in the future, which only the wise can understand. 

That shows that retail distribution is being absorbed by larger participants. This dynamic explains why selling pressure persists without sharp breakdowns, keeping the LINK price USD suppressed but structurally supported.

ETF Flows Fail to Reinforce Buying Pressure in LINK Price

Despite the introduction of a LINK ETF early December 2025, institutional flows have remained underwhelming. Total cumulative net inflows currently stand near $52.67 million, with recent inflows failing to cross even $10 million during December. While there have been no notable outflows so far, the lack of sustained inflows signals limited conviction from traditional capital.

Without stronger ETF participation, LINK price forecast models remain constrained, as spot accumulation alone has not been sufficient to drive upside momentum. Continued stagnation could risk eventual outflows, which would add further downside pressure.

Technical Structure Shows Rising Risk

From a technical perspective, LINK price is losing alignment with its ascending trendline. This weakening structure increases the probability of further downside if demand does not materialize. If the current trend persists, LINK price prediction scenarios point toward a potential test of the $8 region.

At the same time, the divergence between long-term accumulation and short-term technical weakness highlights the broader tension within the market. While Chainlink’s fundamentals continue to strengthen, price action remains dependent on renewed demand and institutional participation.