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The post Is Ethereum Price Building a Base for a 2026 Breakout? appeared first on Coinpedia Fintech News

The Ethereum price is currently demonstrating clear structural strength in its price action, despite surface-level volatility. Although short-term price movements are still confined to a range, but the hard facts that came from deeper on-chain metrics and the 2025 ETF net flows trend indicate a strong accumulation phase is in progress. This bodes well for a significant upward move brewing for future months.

Ethereum Price and Whale Realized Levels Signal Strong Support

One of the most notable developments on the Ethereum price chart comes from realized price data tied to accumulation addresses. According to on-chain metric chart from CryptoQuant, large holders have steadily increased their cost basis over recent months. In June, the realized price for these accumulation wallet addresses stood near $1,560. Since then, it has climbed toward the $3,000 zone.

This rise in realized price alone reflects consistent buying rather than short-term trading. Importantly, realized price often acts as a psychological and structural support level, where smart money will do everything in power to minimize losses. As long as whales continue accumulating above this zone, it becomes increasingly difficult for the Ethereum price USD to sustain deep breakdowns below it.

Why Whale Accumulation Matters for Ethereum Crypto

Whales typically accumulate with a longer time horizon, especially when preparing for broader market expansions. Their continued buying suggests confidence that current prices represent value rather than excess. This behavior reinforces the idea that downside risks may be absorbed gradually instead of triggering sharp capitulation.

From a structural perspective, this accumulation trend places the Ethereum price in a different position compared to speculative-driven rallies. Instead of rapid spikes, price stabilization near rising realized levels often precedes more sustained trend expansions.

Ethereum ETF Flows Reinforce Institutional Confidence

Beyond on-chain data, ETF activity adds another layer of confirmation. Throughout the year, the Ethereum ETF landscape has recorded more weeks of inflows than outflows. This consistency suggests institutional participation is supporting the market, even during periods of broader uncertainty.

Notably, since September, the pace of weekly outflows has been declining. This shift points toward improving sentiment rather than distribution. While ETF flows have not triggered immediate upside, they appear to be playing a stabilizing role in maintaining the Ethereum price USD above critical zones.

Aligning On-Chain Data With Ethereum Price Forecast

When whale accumulation trends and ETF flows are viewed together, a clearer picture emerges. Rather than signaling exhaustion, current conditions suggest preparation. December may function as a consolidation phase rather than a breakout month.

As a result, Ethereum price prediction models increasingly focus on early 2026. If accumulation continues and institutional demand remains steady, projections extend toward higher psychological levels during Q1. This alignment between on-chain conviction and capital flows strengthens longer-term Ethereum price forecast assumptions.

The post StraitsX to Launch XSGD and XUSD Stablecoins on Solana by 2026 appeared first on Coinpedia Fintech News

Singapore’s regulated crypto ecosystem is preparing for another major step forward. StraitsX, a Monetary Authority of Singapore (MAS)-licensed stablecoin issuer, has announced plans to bring its Singapore dollar-backed XSGD and U.S. dollar-backed XUSD stablecoins to the Solana blockchain by early 2026. 

The move signals growing confidence in high-performance blockchains as demand for real-world, regulated stablecoin use accelerates across Asia.

Why Solana Was Chosen

StraitsX’s decision to integrate with Solana reflects a focus on speed, cost efficiency, and scalability. Solana’s low transaction fees and high throughput make it well-suited for payments, trading, and automated financial activity. According to StraitsX, launching both XSGD and XUSD on a single, high-performance network allows users to access centralized exchanges, decentralized liquidity, lending protocols, and everyday payments within one ecosystem.

The expansion also aligns with Solana’s growing role in automated payments, especially through support for the x402 standard, which enables machine-to-machine transactions. This makes Solana attractive for emerging AI-driven use cases where software agents need to transact autonomously and at scale.

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Strong Onchain Track Record

StraitsX is not starting from scratch. XSGD is already live across multiple blockchains, including Ethereum, Polygon, Avalanche, Arbitrum, Hedera, Zilliqa, and the XRP Ledger. XUSD is currently available on Ethereum and BNB Smart Chain. Together, the two stablecoins have processed over $18 billion in on-chain transaction volume, highlighting strong real-world usage rather than speculative demand.

While XSGD’s market capitalization stands near $13 million and XUSD’s around $52 million, their transaction volumes suggest growing adoption in payments, settlements, and cross-border activity, particularly within Southeast Asia.

Regulatory Clarity Strengthens the Case

A key differentiator for StraitsX is regulation. The company operates as a licensed Major Payment Institution under MAS and has confirmed that both XSGD and XUSD align with Singapore’s upcoming stablecoin regulatory framework. This compliance positions the stablecoins as trusted tools for institutions and enterprises looking to adopt blockchain-based payments without regulatory uncertainty.

From Crypto to Everyday Payments

Beyond DeFi and trading, StraitsX is pushing toward mainstream adoption. Recently, Southeast Asia’s super-app Grab signed an exploratory agreement with StraitsX to build a stablecoin-based settlement layer. If approved, users across the region could eventually hold and spend XSGD and XUSD directly within the Grab app, blending digital wallets, programmable payments, and regulated stablecoins.

Never Miss a Beat in the Crypto World!

Stay ahead with breaking news, expert analysis, and real-time updates on the latest trends in Bitcoin, altcoins, DeFi, NFTs, and more.

FAQs

What are XSGD and XUSD stablecoins?

XSGD and XUSD are regulated stablecoins issued by StraitsX, fully backed by Singapore dollars and U.S. dollars for payments and settlements.

Why is StraitsX launching XSGD and XUSD on Solana?

Solana offers fast transactions, low fees, and high scalability, making it ideal for payments, DeFi, and automated, real-world stablecoin use.

When will XSGD and XUSD be available on Solana?

StraitsX plans to launch both stablecoins on the Solana blockchain by early 2026, pending technical readiness and regulatory alignment.

How will XSGD and XUSD be used beyond crypto trading?

They are designed for real-world payments, cross-border settlements, DeFi, and potential integration into apps like Grab for everyday use.

The post Which Breakout Could Come First: Bitcoin at $100K or Ethereum Above $4,000? appeared first on Coinpedia Fintech News

Bitcoin and Ethereum are entering one of their most critical phases of the year after a sharp market-wide pullback sent BTC briefly below $86,000, shaking out overleveraged traders and resetting sentiment across major assets. Despite the volatility, both cryptocurrencies are now coiling near major breakout levels—Bitcoin price is edging toward the long-anticipated $100,000 mark, and Ethereum price is consolidating just under $4,000. 

With liquidity tightening, derivative positions resetting, and macro catalysts approaching, the market is now asking a pivotal question: Which crypto will lead the next leg higher—BTC or ETH?

Bitcoin Momentum Strengthens as Buyers Target the Six-Figure Zone

Bitcoin continues to benefit from strong institutional demand and steady inflows into spot ETFs, helping the market absorb selling pressure during deeper pullbacks. The latest uptick in volume suggests buyers are preparing for another attempt to push BTC toward the highly anticipated $100,000 level.

Technically, Bitcoin remains above its key trend supports, and every dip into the $85,000–$90,000 region has seen aggressive accumulation. The structure suggests that BTC is closer to its breakout point than many assume. If macro conditions remain supportive and ETF inflows continue their current trajectory, Bitcoin could realistically test the six-figure threshold this month.

However, resistance around $98,000–$100,000 has historically triggered profit-taking, meaning BTC will need a surge in momentum to clear it decisively.

Ethereum Builds Pressure Beneath $4,000 — Is a Catch-Up Rally Coming?

Ethereum, meanwhile, is exhibiting a different type of strength. After months of underperformance relative to Bitcoin, ETH is stabilizing and forming a tighter price structure beneath the $4,000 resistance zone. The ETH/BTC ratio—a measure of Ethereum’s performance against Bitcoin—has started to flatten out, an early sign that a catch-up rally may be approaching.

Staking participation remains at record highs, reducing circulating supply, while Layer-2 activity continues to increase network demand. Combined, these factors support an eventual breakout once market volatility cools.

Still, ETH has more ground to cover before reaching its target. The $3,800–$4,000 range is a historically heavy resistance zone, and the market will need a strong catalyst—such as renewed ETF interest or rising DeFi activity—to propel ETH into a sustained move.

Market Conditions Will Decide the Winner

Ultimately, the race between BTC at $100K and ETH at $4,000 will depend on broader market conditions: liquidity flows, ETF activity, macro triggers, and trader positioning. Bitcoin price currently sits closer to its breakout level, but Ethereum price is compressed structure suggesting that if it breaks resistance, the move could be sharper and faster.

The post Japan Begins Decades-Long ETF Sell-Off in January appeared first on Coinpedia Fintech News

The Bank of Japan plans to begin selling its ETF holdings worth ¥83 trillion ($534 billion) as early as January. The sales will happen very slowly, with about ¥330 billion sold each year, meaning it could take more than 100 years to fully exit. The ETFs have a book value of ¥37.1 trillion. This gradual strategy is designed to avoid market shocks and ensure stability while the central bank slowly unwinds its stimulus-era investments.

The post Doha Bank Goes Live With $150M Digital Bond as Gulf Embraces Tokenized Finance appeared first on Coinpedia Fintech News

Across Doha and the wider Gulf region, market sentiment is steadily shifting toward digital finance. Banks, regulators, and investors are no longer just watching tokenization trends from the sidelines. There is growing confidence that digital tools can improve speed, efficiency, and transparency without disrupting trusted financial systems. This changing mood has now translated into real action, with Doha Bank stepping forward to execute a fully digital bond deal. 

Doha Bank Makes a Strategic Move

Doha Bank has issued a $150 million digital bond, marking an important moment for the region’s capital markets. Instead of running a pilot or test project, the bank went straight into live issuance. The bond was built and settled using Euroclear’s distributed ledger technology platform, signaling that digital infrastructure is ready for large, regulated transactions.

This move shows how traditional banks are adopting new technology while staying firmly within established financial frameworks. The focus is not on crypto speculation, but on improving how bonds are issued, settled, and managed.

Same-Day Settlement Changes the Game

One of the standout features of the deal was instant settlement. The bond was listed on the London Stock Exchange’s International Securities Market and settled on the same day, known as T+0 settlement. In normal bond markets, settlement can take several days, tying up capital and increasing operational risk.

By using DLT, Doha Bank removed much of this friction. Transactions were recorded instantly, ownership was clear, and settlement was completed without delay. Standard Chartered played a central role as the sole global coordinator and arranger, overseeing the structuring, execution, and distribution of the bond.

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Why Permissioned DLT Was Chosen

Rather than using a public blockchain, the bond was issued on a permissioned DLT system run by Euroclear. This choice reflects a clear industry preference. Regulated platforms offer controlled access, legal certainty, and seamless integration with existing custody and settlement systems.

For institutional investors, this matters. They get the efficiency benefits of digital assets while maintaining the safeguards they expect from traditional markets. Euroclear highlighted that this structure proves digital bonds can be fast, secure, and fully compliant at the same time.

Part of a Regional Infrastructure Upgrade

The deal fits into a wider regional effort to modernize financial infrastructure. Across the Middle East and Asia, banks are embedding DLT into existing systems instead of building entirely new crypto-native markets. Platforms from major institutions like HSBC and JPMorgan are being used in a similar way, helping tokenized bonds connect smoothly with familiar post-trade processes.

According to Standard Chartered, client interest in digital issuance is rising quickly. Institutions are no longer just curious about tokenization. They are actively using it to improve how capital markets function. Doha Bank’s digital bond adds to a growing list of live issuances and signals that tokenization is becoming a practical tool, not just a concept. For regulated markets, permissioned DLT now looks like the preferred path forward.

Never Miss a Beat in the Crypto World!

Stay ahead with breaking news, expert analysis, and real-time updates on the latest trends in Bitcoin, altcoins, DeFi, NFTs, and more.

FAQs

What is a digital bond?

A digital bond is a traditional bond issued using blockchain technology, improving settlement speed and transparency while operating within regulated financial systems, like Doha Bank’s recent issuance.

How does a digital bond settlement work?

Digital bonds can settle instantly (T+0) on a distributed ledger, unlike traditional bonds which take days. This reduces capital lock-up and operational risk for banks and investors.

What are the benefits of tokenizing bonds?

Tokenization makes bonds faster to settle, increases transparency of ownership, and improves operational efficiency, all while maintaining the safeguards of the traditional regulated market.

Is Qatar adopting digital finance?

Yes, Qatar’s financial sector is actively adopting digital finance, as shown by Doha Bank’s live digital bond deal, part of a wider Gulf region shift to modernize capital markets with blockchain technology.

The post BOJ to Start Selling $534B in ETFs as Rate Hike Looms; Bitcoin Under Pressure? appeared first on Coinpedia Fintech News

As early as January, the Bank of Japan (BOJ) is expected to begin selling its massive ETF holdings, a portfolio valued at ¥83 trillion ($534 billion). The plan is to move slowly and avoid market shock. But even a gradual exit from ETFs by one of the world’s biggest central banks carries weight, especially at a time when global liquidity is tightening.

See how this could affect the markets.

Bank of Japan Prepares to Start Selling ETFs

According to Bloomberg, BOJ officials plan to offload ETFs gradually following a decision made at the September policy board meeting. The central bank has set a pace of ¥330 billion per year based on book value, a timeline that could stretch for decades.

The goal is to keep the impact minimal. Officials want the market response to be barely noticeable, similar to how Japan sold bank stocks in the 2000s without disrupting markets.

Still, the scale is hard to ignore. The ETF holdings have grown sharply in value as Japan’s stock market rallied over the past two years, leaving the BOJ with massive unrealized gains.

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Rate Hike Expectations Add More Pressure

The ETF exit comes as markets expect a 25 basis point rate hike at the BOJ’s December 18-19 meeting. Polymarket currently shows a 98% probability of a hike, which would take Japan’s policy rate to 75 basis points, the highest level in nearly 20 years.

That shift matters because Japan has long been the world’s cheapest source of leverage.

“For decades, the Yen has been the #1 currency people would borrow & convert into other currencies & assets… That carry trade is diminishing now, as Japanese bond yields are rising rapidly,” wrote analyst Mister Crypto.

Why Bitcoin Is Feeling the Impact

As yen-funded leverage comes under strain, risk assets are vulnerable. Bitcoin is already trading below the $90,000 level, sitting at $89,701 currently.

That said, the market response has been relatively controlled. Many analysts note that expectations around a Bank of Japan rate hike have been circulating for weeks, giving traders time to adjust positioning. In that sense, part of the impact may already be reflected in current prices.

While markets are clearly paying attention, there is no sign of disorderly selling so far, suggesting investors are treating this as a macro adjustment rather than a sudden risk event.’

Never Miss a Beat in the Crypto World!

Stay ahead with breaking news, expert analysis, and real-time updates on the latest trends in Bitcoin, altcoins, DeFi, NFTs, and more.

FAQs

Why is the Bank of Japan selling its ETFs, and will it crash the market?

The BOJ is selling its ETFs to normalize monetary policy after years of stimulus, but it plans to sell so gradually that the market impact is designed to be “almost unnoticeable”.

How could the BOJ’s policies affect Bitcoin and cryptocurrency prices?

A BOJ interest rate hike and ETF sales could pressure Bitcoin by reducing global market liquidity. This could weaken the popular “yen carry trade,” where investors borrow cheap yen to buy riskier assets like crypto.

When will the Bank of Japan start selling ETFs?

BOJ is expected to begin its ETF sales in January, moving slowly over the years to avoid sudden market reactions.

The post Crypto News Today [LIVE] Updates On Dec 15, 2025 appeared first on Coinpedia Fintech News

December 15, 2025 12:38:59 UTC

XRP Price Today Tests Key Support as ETF Demand and Ripple News Boost Outlook

XRP is down 1% in the past 24 hours, trading near $1.99. A break below the $1.96 support could trigger further downside, while holding above this level may open the path toward the next resistance at $2.35. On the fundamentals side, momentum remains strong as XRP prepares to launch as wXRP on Ethereum, Solana, Optimism, and HyperEVM, with more chains planned. Adding to the bullish backdrop, Ripple Labs received a bank charter from the OCC, and US spot XRP ETFs saw over $100 million in inflows last week, with total inflows nearing $1 billion since launch.

December 15, 2025 12:36:48 UTC

Ripple Makes NYT Front Page as SEC Eases Crypto Enforcement

Ripple Labs appeared on the front page of The New York Times on December 15, 2025, as the paper reported a shift in the U.S. SEC’s approach toward crypto enforcement. According to the report, the SEC has eased enforcement actions and reduced penalties, including moves related to Ripple. The article highlights a broader pullback by the regulator, signaling a notable change in how U.S. authorities are handling major crypto firms.

December 15, 2025 12:34:42 UTC

Visa Launches Stablecoins Advisory Practice

Visa has launched a Stablecoins Advisory Practice aimed at helping banks, fintechs, and enterprises design and implement stablecoin strategies. The new service will support use cases such as cross-border payments and B2B transactions, as Visa deepens its expansion into the stablecoin ecosystem and digital payments infrastructure.

December 15, 2025 11:56:43 UTC

Japan to Begin $534B Stock Sell-Off

The Bank of Japan is preparing to gradually sell its massive ¥83 trillion ($534 billion) ETF holdings starting next month. Regulators plan an ultra-slow pace of ¥330 billion per year to avoid market shocks. At this rate, the historic exit strategy could stretch over 100 years, marking one of the slowest and largest unwind plans in financial history. Markets will be closely watching for any early impacts on liquidity and asset prices.

December 15, 2025 11:56:43 UTC

Bitcoin at a Crossroads Amid Mixed Signals

$BTC faces a critical juncture as experts and institutions diverge on its next move. Peter Brandt warns that the parabolic structure is broken, signaling potential for a deeper correction. Meanwhile, Grayscale views the current phase as consolidation ahead of a possible new all-time high in 2026. With rising leverage and major macro events on the horizon, traders are reminded that patience and positioning matter more than predictions in such uncertain markets.

December 15, 2025 11:55:38 UTC

Key Crypto Market Events to Watch This Week

This week is packed with potential market movers. On Monday, the Fed conducts a $7B T-bill purchase, followed by key US macro data on Tuesday. Wednesday brings a Fed president speech, while jobless claims are due Thursday. The week wraps up with Japan’s rate decision on Friday. With liquidity and policy signals lining up back to back, market reactions this week could set the tone for the near term.

December 15, 2025 11:48:08 UTC

Bitcoin Macro Alert: Japan Rate Hike Raises Risk Flags

Japan is set to hike interest rates by 25 bps on December 19, a key macro event for Bitcoin. As the largest holder of US debt, tighter Japanese policy could drain global liquidity, strengthen the dollar, and pressure risk assets. Historically, similar moves saw BTC drop 22% (Mar ’24), 31% (Jul ’24), and 32% (Jan ’25). If history repeats, a move toward $70K is a real risk, making this a major stress test for Bitcoin.

December 15, 2025 11:41:46 UTC

Smart Trader wyzq.eth Books $100K Profit on RAVE Trade

Smart trader wyzq.eth fully exited $RAVE around 17 hours ago, locking in profits of over $100,000. He initially invested $120,000 to buy 553,000 RAVE at an average price of $0.22, before selling the entire position for about $220,000 at an average of $0.40. The trade delivered an estimated 83% gain in a short period.

December 15, 2025 11:41:46 UTC

BingX User Base Doubles to 40M as Trading Volume Surges

Crypto exchange BingX announced that its global user base surpassed 40 million in 2025, marking nearly 100% year-over-year growth. The platform also reported peak daily trading volume above $26 billion. BingX said the growth was driven by its focus on AI-powered trading tools, upgrades to derivatives and spot trading, and continued investment in security, including 100% Proof of Reserves and a dedicated user protection fund.

December 15, 2025 11:39:34 UTC

Crypto Market Direction Unclear as Key Levels Come Into Focus

The total crypto market capitalization remains directionless after a firm correction, a move similar to what was seen in February 2025. This phase is not unusual. The current chart structure also resembles the post-COVID crash period, when prices paused, direction stayed unclear, and the market slowly ground higher. Key levels to watch are $3.2 trillion as resistance and $2.85 trillion as support. Meaningful trading activity is likely only after a break of either level.

December 15, 2025 11:36:59 UTC

Crypto ETP Inflows Jump as Bitcoin and Ethereum Lead

Digital asset ETPs recorded US$716 million in weekly inflows, pushing total assets under management to US$180 billion. Bitcoin led with US$552 million in inflows, while Ethereum followed with US$338 million. XRP and Chainlink also saw strong demand, attracting US$245 million and US$52.8 million, respectively. In contrast, Hyperliquid posted outflows of US$14.1 million, standing out as the laggard for the week.

December 15, 2025 11:35:48 UTC

Crypto ETP Inflows Jump as Bitcoin and Ethereum Lead

Digital asset ETPs recorded US$716 million in weekly inflows, pushing total assets under management to US$180 billion. Bitcoin led with US$552 million in inflows, while Ethereum followed with US$338 million. XRP and Chainlink also saw strong demand, attracting US$245 million and US$52.8 million, respectively. In contrast, Hyperliquid posted outflows of US$14.1 million, standing out as the laggard for the week.

December 15, 2025 07:20:44 UTC

Humidifi $WET Surges as It Lists on Upbit and Bithumb

$WET has been officially listed on Upbit (KRW, BTC, USDT markets) and Bithumb (KRW market), boosting its presence in Korea’s crypto scene. Following the Upbit listing, WET surged over 28% as trading activity spiked. On Bithumb, trading is scheduled to start at 6:30 PM KST on December 15, 2025, with deposits via Solana only. The dual listings highlight strong interest in WET, with traders closely watching post-listing price movements.

December 15, 2025 07:12:51 UTC

Wholecoiner Inflows to Binance Hit Lowest Levels Since 2018

Wholecoiner Bitcoin inflows to Binance are rapidly drying up. Recent data shows BTC deposits from this group have collapsed compared to previous years, signaling reduced selling pressure. The yearly average now stands near 6,500 BTC, a level not seen since 2018. This sharp slowdown suggests long-term holders are choosing to hold rather than sell, a trend that could support Bitcoin’s price stability in the current market environment.

December 15, 2025 07:04:50 UTC

North Korean Hackers Use Fake Zoom Calls to Steal Crypto: SEAL

The Security Alliance (SEAL) has warned that North Korean hackers are running daily crypto scams using fake Zoom meetings. Researcher Taylor Monahan said the attacks have already caused losses exceeding $300 million. The scams often begin with compromised Telegram accounts and trick victims into joining Zoom calls, where they are pushed to download malware. This malware then steals passwords, private keys, and crypto assets, putting users at serious risk.

December 15, 2025 06:21:23 UTC

Bitcoin Eyes Breakout as Bulls Battle Key $93K Resistance

Bitcoin is edging closer to a potential breakout, with bulls focusing on reclaiming the crucial $93,000 resistance level. While buyers are still struggling to push above this zone, repeated retests are gradually weakening the resistance. Price action continues to coil within a wedge pattern, signaling building pressure. A confirmed upside break could restore bullish momentum and open the door for a strong rally in the days ahead.

December 15, 2025 06:09:41 UTC

Bitcoin Price Today Pulls Back, but Long-Term Trend Still Intact

Bitcoin dipped during the Asian trading session as year-end liquidity continues to thin. However, the bigger picture remains constructive. BTC has returned to test its multi-year trendline, a level that has supported every major higher low since 2023. As long as this trendline holds, the move appears to be a healthy reset in momentum rather than a trend breakdown. Traders are now watching this key support closely.

The post This New $0.035 Crypto Is Earning Comparisons to Early Solana with Over 250% Growth, Investors Take Notice appeared first on Coinpedia Fintech News

Some analysts believe a new wave of early-stage projects is beginning to mirror the signals once seen during Solana’s breakout phase. Market commentators suggest that one altcoin priced at $0.035 is gaining attention for its fast growth and expanding user base. Early investor sentiment indicates that the pattern forming around this project resembles the type of early momentum that pushed Solana into the spotlight. With interest rising quickly, many investors are taking notice.

Mutuum Finance (MUTM) 

Mutuum Finance (MUTM) is developing a lending and borrowing protocol that uses two connected markets to support different user needs. The first is the P2C system. Users deposit assets into a shared liquidity pool and receive mtTokens as proof of their position. These mtTokens grow in redeemable value as borrowers repay interest. A user depositing ETH would receive mtETH that becomes redeemable for more ETH as interest accumulates. This creates a clear APY model tied to real activity.

The second environment is the P2P system, where borrowers post collateral and choose loan terms. Lenders browse open requests and select which ones they want to fund. Borrow rates change based on utilization. Stable rates lock at the start of the loan. LTV rules keep positions safe. Lower-volatility assets like ETH and stablecoins can reach higher LTV ranges near 75%, while more volatile assets stay closer to 35% or 40%.

Liquidations occur if collateral value drops too far. Liquidators buy discounted collateral and repay part of the borrower’s debt. This keeps the protocol balanced and helps prevent losses during market swings. These mechanics are part of why some analysts compare MUTM’s early structure to Solana’s early technical advantage. Both projects focus on practical systems rather than hype.

Presale Traction and Expanding Community

Mutuum Finance has shown fast and steady growth during its early stages. The token began at $0.01 in early 2025 and now is priced at $0.035 in presale, marking a rise of more than 250%. At the official launch price of $0.06, Phase 1 participants are positioned for close to 500% growth once the demand trend continues.

The project has raised $19.30M so far. A total of 18,400 holders have joined, and 820M tokens have been purchased. Out of the 4B total supply, 1.82B tokens, or 45.5%, are reserved for the presale. Analysts say this structure helps create strong token distribution before mainnet and testnet stages begin.

Demand has increased during each phase. Phase 6 is now more than 97% allocated, and Phase 7 will introduce a price step of nearly 20%. Traders following top cryptocurrencies and crypto predictions say this creates urgency because each phase increases the token’s value, giving early buyers a clear entry advantage.

The presale’s momentum has also been strengthened by daily activity incentives. Mutuum Finance operates a 24-hour leaderboard where the top contributor receives $500 in MUTM. This keeps user engagement high and encourages steady participation throughout the day.

V1 and Why This Matters for Price Forecasts

Mutuum Finance confirmed through its official X announcement that the V1 protocol will launch on Sepolia Testnet in Q4 2025. The V1 rollout includes the mtToken system, Liquidity Pool, Liquidator Bot and Debt Token, with ETH and USDT as the first supported assets.

Security has been another strong talking point. The project completed its CertiK audit with a 90/100 Token Scan score, and Halborn Security is performing a second code review. The team also introduced a $50K bug bounty to strengthen stability before launch.

Analysts say this level of security preparation is unusual for a project still in early stages. Because of this, some believe MUTM may deliver a strong run once borrowing activity begins. In a bullish scenario, projections show the token could climb several times above its current value if V1 adoption aligns with early presale momentum.

Stablecoin and Layer-2 Expansion

Mutuum Finance plans to introduce a stablecoin backed by loan interest generated inside the protocol. This gives the ecosystem another use case and increases liquidity for borrowers and suppliers. Analysts say internally backed stablecoins help strengthen retention and create deeper user engagement.

Layer-2 expansion is also part of the long-term roadmap. By moving to L2 networks, Mutuum Finance can reduce transaction fees and improve processing speed. Lending protocols rely on low fees to support high borrowing volume, making L2 support an important growth catalyst.

Together, these features help shape a broader ecosystem. A stablecoin improves liquidity, oracles ensure accurate pricing, mtTokens increase user incentives, and L2 scaling expands user access. Analysts following best crypto to buy now lists say this set of features gives MUTM a stronger long-term path than most early-stage altcoins, including many meme assets that depend only on sentiment.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.com

Linktree: https://linktr.ee/mutuumfinance

The post Big Week for Bitcoin as Major U.S Economic Events This Week appeared first on Coinpedia Fintech News

This week is lined up for the key U.S. economic events, including jobs data, CPI data, and a Fed speaker’s speech. These events could strongly impact Bitcoin and the overall crypto market.

The cryptocurrency market is already under pressure, with its total value falling from $4.1 trillion to approximately $3.05 trillion. Many traders are now watching this data closely, hoping positive news can ease the stress on prices.

Dec 16: US Unemployment Rate & NFP

On Tuesday, December 16, the US will release unemployment and Non-Farm Payrolls (NFP) data. Economists expect the economy to add only 50,000 jobs, much lower than in previous months.

Last month, job numbers crossed 200,000, and Bitcoin, Ethereum, XRP, and Solana fell 3% to 7% within a day. If jobs data beats expectations again, crypto prices could face fresh selling.

The US unemployment rate is also expected to rise to 4.5%, up from 4.4%. Higher unemployment could support markets, but strong job data may hurt crypto.

DEC 17: Fed Speakers Speech Lined Up

On Wednesday, December 17, several Federal Reserve officials will speak, including Chris Waller and Stephen Miran. Markets now see a 0% chance of a January rate cut, down from nearly 25% just one month ago.

Any hint of higher rates could push crypto lower, while softer comments may bring short-term relief.

DEC 18: CPI Data To Release 

On Thursday, the US will release the November Consumer Price Index (CPI) data. The Nov data suggests inflation could rise around 3%, with core inflation close to 2%. Meanwhile, prediction platform Polymarket shows a 90% chance CPI stays near 3%. 

In the last CPI release, inflation came in at 3%, lower than expected, helping Bitcoin bounce.

Dec 19: BOJ Rate Decision

On Friday, December 19, the Bank of Japan will decide whether to raise interest rates. Most markets expect a 25 basis point hike, and prediction platform Polymarket shows a 98% chance of this happening. A rate hike usually pulls money away from risky assets like crypto.

Some experts warn that the increase could be larger than expected. If that happens, global markets may react sharply. 

Meanwhile, crypto analyst Merlijn The Trader believes Bitcoin could fall 20–30% after December 19, possibly pushing prices below $70,000.

Bitcoin & Altcoin to Face Volatility Ahead

Looking ahead, if jobs and inflation data come in weak, crypto prices could bounce. But strong data and higher rates may trigger more selling.

Traders expect volatility to rise 1.5x to 2x above normal levels this week. Bitcoin and altcoins could move fast in either direction.

As of now, Bitcoin trades near $90,000, down almost 30% from its recent high of $126,000, showing just how sensitive crypto remains to economic news.

The post BingX Hits 40 Million Users, Doubles Growth in 2025 appeared first on Coinpedia Fintech News

BingX announced it hit 40 million global users in 2025, doubling last year’s count while reaching over $26 billion in peak daily volume. The exchange rolled out smart AI trading tools, enhanced spot and derivatives platforms, and strengthened security with full Proof of Reserves and a user protection fund. This rapid expansion highlights BingX’s strong position in the booming crypto trading world.