The post Crypto Faces Record $28B Options Expiry Today appeared first on Coinpedia Fintech News

Today marks the largest crypto options expiry in history, with nearly $28 billion worth of BTC and ETH contracts settling on Deribit. Roughly 267,000 Bitcoin options expire with a put/call ratio of 0.35 and a max pain level near $95,000, while 1.28 million Ethereum options expire with a put/call ratio of 0.45 and max pain around $3,100. Traders have been repositioning ahead of settlement, and quarterly contracts now dominate open interest, highlighting increased derivative influence on price action.

The post Solana Price Analysis: Is SOL Setting Up for a Bullish Correction or Another Leg Lower? appeared first on Coinpedia Fintech News

Solana is trading at a critical turning point after an extended downtrend. Following a sharp sell-off from the November highs, SOL has spent the last several weeks consolidating above the $118–$120 zone. This area has now been defended multiple times, shifting focus to whether the current structure can support a bullish correction or if the SOL price is merely pausing before a continuation lower.

SOL Price Structure: Compression Below Key Resistance

On the 4-hour chart, Solana continues to trade below a descending trendline, keeping the broader structure bearish. However, price action has compressed into a tightening range, forming a reversal wedge pattern. This signals a reduction in downside momentum, even though sellers still control the trend.

Importantly, each dip toward the $118–$120 region has been met with responsive buying. While this does not confirm a reversal, it shows that downside follow-through is weakening—a necessary condition for any corrective bounce to develop.

Momentum Signals Are Improving, but the Trend Is Not Reversed

Momentum indicators are starting to diverge from price. On the 4-hour timeframe, RSI is printing a bullish divergence, suggesting selling pressure is fading despite price remaining capped. On the daily chart, a double-bottom-like structure is forming, adding to the base-building narrative.

That said, these are early signals, not confirmation. Until Solana reclaims key resistance zones, the move should be treated as a counter-trend correction, not the start of a new uptrend.

Key Levels That Will Decide the Next Move

Traders should stay focused on clean, well-defined levels:

• Major support: $118–$120
• Near-term resistance: $132–$136
• Heavy supply zone: $145–$158 → $160
• Invalidation: Sustained break below $118
• Bearish continuation target: $105 → $100

As long as SOL trades below $145–$160, sellers retain higher-timeframe control. Any rally into this zone should be evaluated carefully for acceptance or rejection.

What Needs to Happen for a Bullish Correction

For a meaningful corrective rally to play out, Solana needs:

• A break and acceptance above the descending trendline
• Sustained trading above $132 with volume expansion
• Momentum is holding firm above the RSI midline

Without these confirmations, upside moves risk becoming lower-high setups rather than structural reversals.

What the Solana Chart Is Signaling Right Now

Solana (SOL) price is showing conditions for a bounce, but not confirmation of a trend shift. The $118–$120 support remains the key line in the sand. Holding it keeps the door open for a corrective move toward $145–$160, while failure would likely reopen the path toward $100.

For traders, this is a reaction zone, not a conviction long. Let price prove strength before assuming the worst is over.

The post What Is Uniswap’s UNIfication Proposal? Fee Switch, UNI Burns Explained appeared first on Coinpedia Fintech News

Uniswap has entered a new chapter after its community overwhelmingly approved the long-awaited UNIfication proposal. The vote passed with near-unanimous backing, showing strong confidence in reshaping how value flows through the protocol. More than a governance tweak, the decision marks a shift toward tying Uniswap’s growth more directly to the UNI token itself.

At its core, the proposal reflects a belief that Uniswap has matured enough to move beyond experimentation and into a more sustainable, value-driven phase.

Fee Switch Goes Live, UNI Burn Begins

The biggest change under UNIfication is the activation of Uniswap’s long-discussed protocol fee switch. Until now, trading fees on Uniswap flowed entirely to liquidity providers. Going forward, a portion of those fees will be routed to the protocol and used to burn UNI tokens.

This means Uniswap activity will now directly reduce UNI supply. As trading volume grows, more tokens are removed from circulation, reinforcing a long-term scarcity model. Net sequencer fees from Unichain will also be added to this burn mechanism, strengthening the link between protocol usage and token economics.

After a mandatory two-day timelock, Uniswap will execute a one-time burn of 100 million UNI, an estimate of what could have been burned if the fee switch had existed from the start.

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Internal Restructuring Under Uniswap Labs

Beyond token economics, UNIfication also simplifies Uniswap’s operations. Responsibilities previously split between the Uniswap Foundation and Uniswap Labs will now sit under a single roof. As part of the shift, Uniswap Labs will remove interface, wallet, and API fees, aiming to reduce friction for users and developers.

A recurring UNI-funded growth budget has also been created to support long-term development rather than short-term incentives, signaling a more structured approach to protocol expansion.

Community Reactions Are Split but Engaged

Reaction across crypto has been lively. Crypto user Alexander described the move as a major moment for DeFi, arguing it creates a more level playing field. He noted that liquidity providers unwilling to share a portion of yields now have alternatives like Velodrome and Aerodrome, increasing competition across DeFi.

Others were more skeptical. Another user pushed back on the excitement around token burns, arguing that uncirculated tokens have no real market value and burning them doesn’t meaningfully reduce dilution. In his view, the fee switch is the real story, not the burn headline.

Meanwhile, guto.eth welcomed the change, calling it a defining test for DeFi. He argued that if protocols like Uniswap and Aave can’t turn major upgrades into real value reflected in token prices, the sector risks losing credibility.

FAQs

The post Can Prediction Markets Turn Dangerous? Vitalik Buterin Weighs In appeared first on Coinpedia Fintech News

Ethereum co-founder Vitalik Buterin is weighing in on a growing debate surrounding prediction markets, drawing a clear line between what he views as useful and what he considers dangerous.

The discussion unfolded after Buterin defended prediction markets as a better way to measure uncertainty than social media or even traditional financial markets. His core argument: prediction markets reward accuracy, not loud opinions.

“On social media, lots of people talk about ‘THIS WAR WILL DEFINITELY HAPPEN’ and scare people,” Buterin wrote. “With prediction markets, if you make a dumb bet, you lose.”

Why Vitalik Says Prediction Markets Get a Bad Rap

Critics often argue that prediction markets could incentivize harmful behavior by allowing people to profit from disasters. Buterin pushed back, saying those risks already exist, and at much larger scale, in traditional markets.

“Many of the downsides of PMs are replicated by regular stock markets,” he said, noting that equities and other financial instruments offer far more liquidity for anyone trying to profit from chaos.

In contrast, prediction markets force people to back their beliefs with money. Over time, wrong views get filtered out. Prices reflect probabilities, not certainty – something Buterin says helps him personally stay calm when headlines turn sensational.

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Will Markets Shape Reality?

The debate intensified after a user suggested that highly liquid prediction markets could eventually stop predicting outcomes and start shaping them. With enough capital, they argued, markets could “program reality to follow the market.”

Buterin didn’t agree and said that future worries him.

“I actually consider that one of the danger cases,” he responded.

Where Vitalik Draws the Line

According to Buterin, markets that shape reality tend to benefit large players over small ones. Governments, corporations, and whales can move outcomes, but regular users can’t. That imbalance already exists in traditional finance, and it’s often harmful.

Prediction markets, he argued, are safer precisely because they’re smaller.

Their size limits their influence. Prices stay bounded between 0 and 1, reducing bubbles, manipulation, and “greater fool” dynamics.

“They are much less dominated by reflexivity effects,” he said, calling them “healthier” than regular markets.

FAQs

The post EOS Price Prediction 2026, 2027 – 2030: Can EOS Finally Break Its Long Silence? appeared first on Coinpedia Fintech News

EOS is one of the oldest smart contract platforms in crypto. Built as a third-generation blockchain, it focuses on speed, scalability, and near fee-less transactions using its own EOS Virtual Machine and WebAssembly engine. While newer blockchains grabbed headlines in recent years, EOS has continued evolving quietly in the background.

With EOS currently trading near $0.16, down from its 64% from its May high,  investors are questioning whether the network can transition from a long consolidation phase into a meaningful recovery.

So, let’s further dive into exploring this EOS price prediction for 2026, 2027, and 2030.

EOS Price Today

EOS Price Targets For January 2026

During earlier market cycles, EOS attracted massive attention, but over time, competition from newer networks and governance challenges pushed it out of the spotlight. Now, as the crypto market gradually matures and infrastructure-focused projects regain attention, EOS is once again being closely watched.

EOS is trading around $0.16, while its 24-hour trading volume has surged by nearly 70%, reaching approximately $175.8K. This sudden spike in volume suggests renewed interest, even as price remains range-bound.

Technical Analysis

The price is currently moving sideways, showing no strong trend in either direction. On the 4-hour chart, the asset is trading around $0.164, staying inside a tight range.

Meanwhile, the Bollinger Bands are narrow, which usually means the market is calm and volatility is low. Key support is around $0.160, showing buyers step in here.

The RSI is near 55, which is slightly bullish but not strong. This means buyers have a small advantage, but there is no overbought or oversold condition right now. 

If EOS manages a clean breakout above the $0.21 resistance, a short-term move toward $0.38 becomes likely.

EOS Price Prediction 2026

Throughout 2024 and 2025, EOS remained under pressure as investors favored faster-growing ecosystems. However, EOS has continued refining its infrastructure, focusing on stability, governance improvements, and developer-friendly tools.

In 2026, EOS’s price movement is likely to depend on whether developers and enterprises begin building meaningful applications on the network.

A sustained recovery above $0.56 could improve sentiment, while rejection at lower levels may keep EOS range-bound.

EOS Price Prediction 2026 – 2030

EOS Price Prediction 2026

In 2026, EOS’s focus will be on proving stability. If developers continue shipping updates and users see smoother performance, the price could approach $0.92 by the end of the year.

EOS Price Prediction 2027

By 2027, EOS may benefit from renewed interest in high-throughput chains for gaming, social apps, and enterprise use cases. Under this scenario, EOS could test $2.5.

EOS Price Prediction 2028

As blockchain adoption grows, EOS could benefit from its near-feeless transactions and high throughput. This may push EOS toward $3.18 if adoption continues to strengthen.

EOS Price Prediction 2029

By 2029, investors may prioritize networks with long operational histories. EOS’s survival through multiple market cycles could support prices up to $3.90.

EOS Price Prediction 2030

By 2030, EOS’s fate depends on whether it successfully reinvents itself as a reliable infrastructure chain. If adoption continues to grow steadily, the EOS price would jump to $6.10 by the end of the year.

What Does The Market Say?

CoinPedia’s EOS Price Prediction

CoinPedia analysts believe EOS is no longer a hype-driven asset, and that may be its biggest strength. The network has already endured its speculative boom and collapse. What remains is infrastructure, experience, and a community focused on long-term rebuilding.

CoinPedia expects EOS to trade cautiously in 2026, with upside toward $0.92, while long-term outcomes remain tied to execution rather than promises.

FAQs

The post BTC Price Holds Firm as Altcoins Bleed—Is the Capital Rotating Back to Bitcoin? appeared first on Coinpedia Fintech News

December has been a hopeful month for the crypto markets, as the trend tends to turn bullish, which further transforms into a strong ascending trend or bull run too. Unfortunately, the cycle seems to have changed this time, as Bitcoin recorded one of the worst Q4 since 2018, which is raising concern for the upcoming price action. However, the BTC price seems to be stuck within a tight range, displaying some strength, while the altcoins, like Ethereum, are stuck below $3000, XRP flashes the possibility of heading to $1.5, and Chainlink is losing support. 

With this, it becomes quite evident that the Bitcoin price is absorbing the selling pressure while the altcoins are failing to hold ground. Does this suggest traders have shifted their focus back to Bitcoin?

Bitcoin Is Absorbing Selling Pressure While Altcoins Underperform

Over the past 48 hours, Bitcoin has declined roughly 3–4%, while many large-cap altcoins have fallen 8–15% over the same period. This divergence reflects capital rotation rather than broad risk exit. Bitcoin continues to capture defensive flows due to its deeper liquidity and stronger spot participation. BTC spot volumes remain 20–25% higher than the combined volume of the top alt pairs, helping absorb derivatives-led selling.

The market cap gap between Bitcoin and the altcoins substantiates the claim, as both levels have diverged from each other in the past few days. Besides, altcoins lack this buffer. Order-book depth in major alts is down 30%+ compared to last week, meaning smaller sell orders are pushing prices lower. With many altcoins trading below key resistance and failing to reclaim structure, traders are selling rallies instead of adding exposure. This imbalance explains why Bitcoin is stabilising while altcoins continue to bleed.

BTC Dominance Is Quietly Rising

The Bitcoin dominance chart shows BTC dominance climbing toward 59%, marking a clear series of higher lows and higher highs over recent months. This confirms a sustained rotation into Bitcoin rather than a short-term spike. Importantly, dominance is holding above the 55% breakout zone, which previously acted as resistance and has now flipped into support.

From a technical perspective, this structure signals trend continuation. As long as BTC dominance remains above 56–57%, capital flow favors Bitcoin over altcoins. The declining share of “Others,” or altcoins, is now near 28%, which reinforces that altcoins are losing relative market share faster than Bitcoin during pullbacks.

Historically, phases where BTC dominance grinds higher like this coincide with altcoin underperformance and selective risk-taking, not broad market expansion. Until dominance shows rejection near the 60–62% zone, the path of least resistance remains skewed toward Bitcoin relative strength, keeping pressure on the altcoin complex.

What This Means for Traders

Rising Bitcoin dominance near 59% signals that capital is prioritising liquidity and safety over beta. In this phase, Bitcoin tends to absorb selling pressure while altcoins continue to underperform, making selective exposure more important than broad participation. Traders should expect rallies in altcoins to face supply unless BTC dominance stalls or reverses below the 56–57% zone. Until that happens, trading Bitcoin or staying defensive offers a better risk-reward than chasing oversold alt setups.

The post Top Eight Altcoins to Buy Now for 2026 appeared first on Coinpedia Fintech News

As investors look ahead to 2026, many are asking a basic question: Which altcoins have the best chance to perform well over the next cycle? One expert has grouped the strongest opportunities into four big narratives. Each category includes two altcoins, making a total of eight coins to watch for 2026.

Compliance-Ready Crypto Projects

Regulation is expected to improve over the next year, especially in the United States. Clear rules can reduce legal risks, attract big investors, and bring more money into crypto markets.

Chainlink (LINK)

Chainlink stands out for its strong connections with policymakers and financial institutions. Its founder has spoken with U.S. lawmakers, attended Federal Reserve events, and met key political figures.

Chainlink plays a major role in connecting traditional finance with blockchain systems. Many investors believe it could benefit once regulation becomes clearer.

Aave (AAVE)

Aave is a leading DeFi lending platform. Its founder has met with officials from the White House, the SEC, and the Federal Reserve.

While Aave is currently facing internal governance issues, the platform still generates strong revenue. Its token price has fallen sharply, which some investors see as a long-term opportunity if the project stabilizes.

Artificial Intelligence Coins

AI is becoming one of the most important sectors in technology. Governments and institutions are investing heavily, and crypto projects linked to AI are gaining attention.

Bittensor (TAO)

Bittensor combines AI with Bitcoin-like token economics. It has a fixed supply and recently completed its first halving event, which reduces new token issuance.

Bitcoin halvings have historically been followed by strong price moves. Supporters say TAO could benefit from a similar narrative, especially with AI demand growing.

Virtuals Protocol (VIRTUAL)

Virtuals focuses on AI agents and currently leads its category in revenue. According to DeFi data, it has little competition in its niche.

Its price is near crucial support levels, and the project already generates real income. This makes it one of the most talked-about AI-focused crypto projects for 2026.

Revenue-Generating Crypto Projects

Investors are paying more attention to crypto projects that earn real money from users. Revenue adds stability, especially during market downturns.

Hyperliquid (HYPE)

Hyperliquid is a decentralized trading platform that has become one of the top revenue generators in crypto. It directs most of its earnings toward buying back its own token.

Despite strong fundamentals, its price has pulled back recently. Some analysts believe this could offer a good entry point if trading activity continues to grow.

Jupiter (JUP)

Jupiter is a major decentralized exchange aggregator on Solana. It earns millions of dollars each month but has seen its token price fall sharply.

Token unlocks have added selling pressure, but upcoming upgrades and a planned stablecoin launch could help improve sentiment over time.

DePIN and Infrastructure Projects

DePIN stands for decentralized physical infrastructure networks. These projects support real-world services like wireless networks, computing power, and data storage.

As AI infrastructure expands, demand for these networks could rise.

Helium (HNT)

Helium focuses on decentralized wireless connectivity. Its revenue has grown over the past year, and the token has become deflationary.

The network is also expanding into new markets like Brazil, which could boost adoption and usage.

Solana (SOL)

Solana is not a DePIN project itself, but it hosts many of the largest DePIN platforms. It remains the leading blockchain for infrastructure-based crypto projects.

After a long correction, experts say Solana is closer to the end of its downturn and could benefit from its ecosystem growth.

The post Dogecoin (DOGE/USDT) Shows Bullish Reversal Setup appeared first on Coinpedia Fintech News

• Dogecoin starts 2025 with good momentum
• Followed by a swift uptick, the memecoin price is now at its yearly low.
• DOGE lost $0.13, a crucial zone.
• Doge USDT 4 hour chart shows a reclaim power pattern above $0.13 and higher. 

Dogecoin, the 9th largest crypto by marketcap if 21.5B USD, is currently driving in a crucial zone. Currently trading at $0.1282, the memecoin has fallen to nearly 60% in a year and records lows in the weekly and daily time frames, too. 

The crypto was in the concern zone after losing its position below $0.13 amid huge volume spot selling. This level needs to be reclaimed for the coin to stay in the right zone of recovery, else we may see it crossing below its last summer figures. 

DOGEUSDT 4h Chart Is All Bullish

The price movement here shows basic bullish acceleration above $0.12600, a positive sign for the buyer. A purchase can be considered as long as the price remains above $0.1250. 

RSI at 42 shows growing interest of buyers, and a breakthrough of RSI will boost momentum into the resistance of $0.134. A surge above this zone will lead the DOGE price to $0.14. 

In the event of invalidation of the trend, the crypto will move below the $0.12 zone, which becomes riskier. 

The derivatives surge is a sign for Doge?

The Dogecoin futures are showing high volatility, with a volume surge of 53,000% to $260 million. This came even before the recent stability of Dogecoin. The Dogecoin ETF and the derivatives surge remain the catalyst for this and the upcoming trend reversal.

The post AVAX At $12.24 Vs Digitap ($TAP) — Banking Utility Beats L1 Speculation As Best Crypto to Buy 2026 appeared first on Coinpedia Fintech News

Avalanche’s AVAX token is trading at $12.24, marking a more than 60% drop in value over the past year. The weakness reflects both its network’s progress and ongoing market skepticism despite its reputation as one of the most technologically advanced blockchain networks.

As investor frustration in AVAX and other layer-1s is merely compounding heading into 2026, investors are rotating into crypto presale projects in search of fresh starts. Digitap ($TAP) is a newcomer offering a live crypto banking app that blends traditional fiat services as well as crypto. It is in the middle of its presale and rapidly gaining momentum despite the ongoing bearish market as a top altcoin to buy for 2026.

How Digitap’s Super-App Turns Crypto and Fiat into One Bank

Digitap isn’t another base blockchain; rather, it offers a working fintech product. Digitap’s live super-app for finance lets users handle all of their day-to-day and long-term banking needs. Services include global money transfers, savings accounts, offshore foreign exchange accounts, crypto wallets that support more than 100 digital assets, and more.

Essentially, a user in Europe can not only hold USD, Bitcoin, and stablecoins in the same account but also transact with them. Global money remitters are notorious for overcharging consumers with an industry average fee of 6.2%. But Digitap’s ability to leverage the strengths of fiat and crypto means users can transfer funds to each other globally within seconds for less than 1%.

This is a game-changer for usability as Digitap created a future-proof fintech banking app that is supercharged with crypto integration. This narrative was solidified with the recent inclusion of a Visa debit card, where users preload the card with either fiat or crypto and then spend their money anywhere Visa cards are accepted.

By offering a tangible fintech and banking service that plugs directly into everyday commerce, Digitap differentiates itself from L1 tokens like AVAX, which mostly sit behind the scenes.

Digitap’s $TAP Structure Strengthens Its Best Crypto to Buy Case

Digitap’s crypto presale of its native $TAP token kicked off in late summer during the peak of the bull run. But the presale gained momentum throughout the crypto market selloff due to the unique structure of its raise. $TAP is sold in tiers, with the token value increasing after each round is completed or sold out.

$TAP was first offered for sale at $0.0125 and has since risen to $0.0383, giving early investors a more than 200% paper profit. To date, Digitap has raised more than $2.8 million from a combination of retail investors drawn by the app’s features to crypto whales who recognize early value when they see it.

Digitap’s tokenomics represents another compelling narrative that makes $TAP a top altcoin to buy for 2026. Half of the platform’s profits are allocated toward buyback and burn initiatives and funding stakers. The token’s value is directly correlated with the platform’s growth profile. By contrast, tokens like AVAX trade more on sentiment and future expectations despite showing a seven-fold increase in daily transactions in 2025.

To reward both new and old investors, Digitap is celebrating the Christmas season with a festive giveaway event. The project is offering investors daily deals through January 2 that include a bonus $TAP, platform rebates, free upgrades, and more. Investors can find the time-sensitive deals in the $TAP presale widget. But they need to act fast, as once a deal expires, it is gone forever.

Why Avalanche’s Strong Usage Hasn’t Helped AVAX at $12.24

Avalanche’s token peaked just below $150 during the late 2021 bull market but now finds itself struggling to even break above the $15 level. The current price of $12.24 comes despite notable network achievements, prompting some to speculate a large gap between network usage and investor optimism.

Throughout 2025, the platform consistently recorded over 2.5 million daily transactions, up from 500,000 in January. Avalanche has seen notable growth from its ability to carve out a niche within the tokenized real-world asset market. Its RWA sector reached nearly $1 billion in tokenized assets, making it the second-largest RWA ecosystem after Ethereum.

Meanwhile, the network’s Warp Messaging upgrade and subnet expansions have attracted strong enterprise and institutional interest. Yet despite what seems like a strong year, the token has taken a beating. With a cautious investor sentiment, Avalanche needs to compete against many other networks not only for market share but for mindshare.

Many investors are trimming their crypto exposure and becoming selective in what they invest. The top cryptos to buy are those that offer tangible products, real-world adoption, and built-in utility that is in high demand regardless of market sentiment.

Digitap’s Banking Utility Beats AVAX’s L1 Speculation

Many investors are trimming their crypto exposure and becoming selective in what they invest. The top altcoins to buy are those that offer tangible products, real-world adoption, and built-in utility that is in high demand regardless of market sentiment.

By contrast, $TAP is the better crypto to buy, despite its status as a crypto presale, because its value is accrual-based and built in. More platform usage translates to more revenue and immediate token buybacks and burns. In other words, $TAP holders have a more straightforward claim on the platform’s success through indirect investor-friendly revenue sharing.

Digitap’s business model of burning is also agnostic to market cycles, meaning even in a bear market, if $TAP comes under selling pressure, the platform is still reducing token supply using real cash flow to create support. This means Digitap’s banking utility beats Avalanche’s L1 speculation—Digitap has the agility and direct utility to outperform Avalanche in 2026, even if the bear market persists.

Discover how Digitap is unifying cash and crypto by checking out their project here:

Presale: https://presale.digitap.app

Website: https://digitap.app 

Social: https://linktr.ee/digitap.app 

Win $250K: https://gleam.io/bfpzx/digitap-250000-giveaway

The post This $0.035 DeFi Crypto Is Entering a 20% Repricing Window, Here’s Why Investors See 500% Upside appeared first on Coinpedia Fintech News

In crypto markets, price does not always move in smooth trends. It often jumps in steps. These steps usually happen when supply conditions change or when a project moves closer to real usage. Right now, one new crypto at $0.035 is entering what many investors describe as a repricing window. This is the stage where the next price level starts to matter more than the current one. Mutuum Finance is increasingly mentioned in this context as its structure, timing, and supply dynamics begin to align.

Mutuum Finance (MUTM) Presale Progress and Core Vision

Mutuum Finance is an Ethereum based DeFi crypto focused on decentralized lending. The protocol is designed to connect lenders and borrowers through structured markets that rely on clear rules rather than hype. Users supply assets to earn yield, while borrowers access liquidity under defined conditions. Interest paid by borrowers becomes the engine that supports the system.

The token, MUTM, is currently priced at $0.035 and is in Phase 6 of its release structure. The presale began in early 2025 and has progressed through multiple stages, each introducing a higher price. Since the first phase, the token has appreciated by roughly 250%. 

This gradual increase reflects controlled distribution rather than sudden spikes. Over $19 million has been raised so far, with more than 18,600 holders participating. These figures suggest broad distribution, which is often viewed as a healthier base for long term growth.

Security Framework and First Price Scenario

One of the key reasons investors are watching Mutuum Finance closely is the upcoming V1 launch. According to official statements shared on X, the first version of the protocol is scheduled to go live in Q4 2025. V1 represents the shift from development to active usage. This is the moment when lending and borrowing begin to generate real on chain activity.

Security has been treated as a priority ahead of this milestone. Mutuum Finance has completed a CertiK token scan, achieving a strong score that reflects sound token design. In parallel, Halborn Security is reviewing the core smart contracts that power the lending logic. A $50,000 bug bounty program adds another layer of protection by encouraging continuous testing.

Based on this setup, some analysts outline a conservative first price scenario tied to the V1 transition. Rather than assuming extreme moves, this model looks at historical behavior of early DeFi lending protocols. In that context, a 3x to 4x increase from current levels is often associated with the initial shift into live usage, assuming steady adoption and no major disruptions.

mtTokens and Buy and Distribute

Beyond launch timing, Mutuum Finance introduces mechanics that can influence long term demand. When users supply assets to the protocol, they receive mtTokens. These tokens represent their position and grow in value as interest is paid back by borrowers. This creates a direct link between protocol usage and user rewards.

Another important mechanism is the buy and distribute model. A portion of protocol revenue is used to purchase MUTM tokens from the open market. These tokens are then distributed to mtToken holders. This process introduces consistent buy pressure that is tied to activity rather than speculation.

The live 24 hour leaderboard adds transparency to participation. It shows which wallets are most active, creating a visible signal of demand and competition. When combined, these elements support a second price scenario that assumes growing participation after launch. Under this model, analysts point to a possible 5x move over time, driven by usage based demand rather than attention cycles.

Layer Two Expansion

Looking further ahead, Mutuum Finance has outlined plans that extend beyond the initial lending markets. A native stablecoin is part of the roadmap, designed to be backed by borrowing demand within the protocol. Stable assets often play a key role in lending platforms by increasing capital efficiency and reducing volatility for borrowers.

Layer two expansion is another planned step. By moving parts of the protocol onto scalable networks, transaction costs can be reduced and speeds improved. This makes smaller positions more viable and opens the door to a broader user base. Oracle integrations are also planned to ensure accurate pricing, which is essential for safe lending and liquidation processes.

When these elements are combined, analysts model a longer term scenario that stretches into 2026 and beyond. In this view, sustained usage, deeper liquidity, and revenue driven buy pressure could support a 500% or greater increase from current levels. This scenario is not framed as a guarantee, but as a range based on adoption and execution.

Whale Activity and Why Timing Matters

Phase 6 is now close to full allocation. With each stage, available supply becomes more limited, and the next price level moves closer. This is why the current period is often described as a repricing window. Investors are positioning not just for the current price, but for the next step up.

Recent whale allocations, including purchases above $100,000, highlight this behavior. Larger participants often move during periods when supply tightens and visibility increases. Card payment support has also lowered friction for new participants, which can accelerate late stage demand.

At this point in the presale, the balance shifts. Supply is shrinking, infrastructure is nearly ready, and the roadmap is clearly defined. For many, this combination explains why Mutuum Finance is increasingly viewed as the next crypto to watch. The focus is no longer on what the project might build, but on how soon its systems begin to operate and reprice the token accordingly.

For more information about Mutuum Finance (MUTM) visit the links below:

Website:https://www.mutuum.com

Linktree:https://linktr.ee/mutuumfinance