The post Top Crypto Market Trends and Predictions for 2026 appeared first on Coinpedia Fintech News

After a turbulent 2025, crypto is entering 2026 under very different conditions.

Instead of hype-driven narratives, the focus is shifting toward regulation, infrastructure, and real economic use. According to insights from Coinbase Institutional’s 2026 Crypto Market Outlook, this shift is shaping how crypto grows next.

Regulation Is No Longer the Enemy

In the U.S., the GENIUS Act has already laid out clear rules for stablecoin issuers. The Clarity Act, expected in 2026, aims to define crypto market structure more broadly.

At the same time, Europe’s MiCA framework is now fully active, while regions across Asia, the Middle East, and Latin America are rolling out their own regulatory systems.

This clarity is opening doors that were previously closed – including advanced crypto derivatives, wider payment use cases, and new ways for token holders to earn value through staking and fee distributions.

Stablecoins Take the Lead

Among all crypto sectors, stablecoins are standing out the most.

The numbers support that view. Stablecoin transaction volume jumped from $22.8 trillion in 2024 to $47.6 trillion in 2025. With growing adoption from traditional finance, stablecoins are becoming essential tools for cross-border payments, onchain settlements, and DeFi collateral.

Real-World Assets Gain Ground

Real-world assets are also moving closer to the center of the crypto market. Tokenized U.S. Treasuries, private credit, commodities, and equities are expanding as institutions grow more comfortable operating onchain.

Ethereum remains the dominant network for RWAs, but Solana, Avalanche, and BNB Chain are gaining traction, signaling a more competitive, multi-chain future.

A Quieter, More Serious Market

The outlook for 2026 may not be explosive. The report even suggests the market could lean toward bearish conditions. But the bigger picture is clear: crypto is shifting away from flashy cycles and toward durable systems.

The foundation is doing the heavy lifting.

The post Ethereum and Solana Could Hit New All-Time Highs If US Crypto Law Passes appeared first on Coinpedia Fintech News

Ethereum and Solana may be setting up for their next big breakout, but one thing could decide everything: regulation.

According to Bitwise Chief Investment Officer Matt Hougan, both blockchains could hit new all-time highs if the U.S. passes the long-discussed Clarity Act, a bill designed to clearly define how crypto assets are regulated.

Ethereum has already shown strength this year. After falling close to $1,500 earlier in the cycle, ETH rebounded sharply and nearly tripled at its peak. That recovery has helped restore investor confidence, especially among institutions watching from the sidelines.

Solana’s story is more complicated. While its technology and ecosystem continue to grow, some investors remain unsure whether SOL can push past previous highs. Hougan believes regulation could change that mindset quickly.

“The whole world is moving on-chain,” he said, pointing to growing interest in tokenized stocks, bonds, and real-world assets. Even U.S. regulators have suggested that traditional financial markets could shift onto blockchains in the coming years.

The problem, Hougan explained, is uncertainty. Crypto’s current progress relies heavily on supportive regulators rather than permanent laws. If political leadership shifts, that support could disappear overnight. Large financial institutions, he said, will not fully commit billions of dollars without clear legal foundations.

That’s where the Clarity Act comes in. If passed, it would provide long-term certainty and signal that the U.S. is serious about a blockchain-based financial future. Hougan says that could unlock markets worth hundreds of trillions of dollars.

In that scenario, today’s valuations for Ethereum and Solana could look surprisingly small. Solana, in particular, remains well below a $100 billion market cap, something Hougan says would be hard to justify in a fully regulated on-chain economy.

Still, timing remains uncertain. Washington moves slowly, and lawmakers are juggling multiple priorities. While some officials suggest progress could come early next year, nothing is guaranteed.

For now, Ethereum and Solana sit at a crossroads. If regulation brings clarity, history suggests the market may not keep them down for long.

The post TRUMP Meme Coin Price Prediction 2026, 2027 – 2030: Will $TRUMP Price Hit $50? appeared first on Coinpedia Fintech News

The post Top 4 Banking Tokens for 2026: Is Digitap ($TAP) the Best Pick for Retail? appeared first on Coinpedia Fintech News

Banking-focused crypto projects are fast becoming one of the most relevant sectors in the market heading into 2026. As speculative trading cools and liquidity remains selective, investors are shifting focus toward tokens with practical banking functionality, stablecoin integration, and real-world financial utility rather than hype-driven price cycles.

That transformation has placed Digitap ($TAP) squarely in the spotlight. Built as an omni-banking ecosystem designed for everyday users, Digitap blends crypto flexibility with traditional banking rails, positioning itself as one of the most compelling altcoins to buy for retail users.

With the $TAP presale currently priced at $0.0399, retail investors are beginning to evaluate whether it sits among the best cryptos to buy now as market priorities shift.

Here are the top 4 banking tokens shaping the narrative heading into 2026:

Digitap ($TAP): Banking Utility With Real Adoption Momentum

Digitap is one of the most talked-about banking tokens because it delivers something retail investors rarely get in presales—a live ecosystem backed by real financial infrastructure. Instead of existing purely as a speculative token, Digitap functions like a modern banking layer built for the crypto environment.

Users can manage fiat and crypto in one place, send and receive money internationally, convert instantly, and spend globally through Visa-enabled virtual and physical cards. More importantly, in a bearish or uncertain market, Digitap’s instant stable settlement allows users to auto-convert incoming crypto to cash to protect value before the market drops, a highly relevant feature for freelancers, merchants, and anyone navigating volatility.

From a token perspective, Digitap behaves like a fintech-backed asset rather than a speculative altcoin. The supply is permanently capped at 2 billion tokens, and platform revenue is used to buy back and burn $TAP, reducing the circulating supply over time. 

Momentum around the presale reflects that confidence. With more than $3 million already raised and the price at $0.0399 before the next scheduled increase, investors are responding to the structured pricing model that rewards early positioning. 

Meanwhile, staking yields of up to 124% APY allow holders to earn while they wait for broader market recovery, placing Digitap among the best crypto coins to invest in.

Nexo ($NEXO): Established CeFi Banking With Predictable Yield

Nexo represents the institutional side of crypto banking maturity. It already operates a large user ecosystem with borrowing, yield products, savings tools, and financial access tied to centralized crypto services. Users benefit directly from platform loyalty tiers, interest structures, and stability-focused incentives.

Nexo’s strength lies in credibility and structure. For many investors, it remains one of the safest and most disciplined banking environments in crypto. But that same maturity naturally limits upside potential. Much of its growth curve has already played out, and expansion is deeply tied to regulatory constraints and market stability.

For investors who prioritize steady performance over explosive opportunity, Nexo remains compelling, but it doesn’t present the same early-stage asymmetry as Digitap.

XDC Network (XDC): Institutional Banking and Global Trade Digitization

XDC approaches crypto banking from a very different angle. Instead of focusing on retail users, it powers the rails behind large-scale financial activity: trade finance, cross-border settlements, tokenized assets, and institutional banking efficiency.

Its hybrid blockchain model supports compliance, security, and enterprise-grade performance, making it highly relevant in corporate and governmental finance environments.

However, its strength is also its limitation for mainstream investors. XDC is deeply positioned in enterprise finance rather than consumer usage. While that makes it strategically important to the broader future of blockchain banking, the retail value story feels less immediate when compared to a hands-on consumer platform like Digitap.

Swissborg ($BORG): Community Banking Powered by Participation

SwissBorg takes a community-first approach to crypto banking. The platform blends app-based finance with loyalty-driven incentives, governance input, and rewards that benefit active ecosystem participants. Its users enjoy structured benefits like fee reductions, premium tiers, and deeper platform privileges through engagement.

It successfully brings a social, community-driven culture into a financial setting—something many investors appreciate. But its forward path is closely tied to broader market performance and user participation cycles. SwissBorg feels refined, proven, and layered, but it does not currently offer the same early-stage value that Digitap’s presale provides for those considering the best cryptocurrency investment options.

Why Digitap Is the Best Crypto to Buy Now Ahead of 2026

Each token plays a meaningful role in the emerging banking-token landscape. Nexo delivers dependable CeFi infrastructure. XDC advances institutional digitization. Swissborg strengthens community-led financial ecosystems.

Digitap, however, occupies a uniquely powerful position for retail-focused adoption. It is early-stage but already live, giving it both growth potential and real credibility among the best cryptos to buy now. It ties value directly to platform revenue, not speculative narratives. It allows users to store, spend, transfer, and manage both fiat and crypto, and it does so today.

USE THE LIMITED CODE “NEWTAP” FOR BONUS TAP TOKENS

With presale pricing still positioned at a discount around $0.0399 and a working financial ecosystem already in motion, Digitap is increasingly viewed as one of the most credible crypto presale opportunities heading into 2026.

Discover how Digitap is unifying cash and crypto by checking out their project here:

Presale: https://presale.digitap.app

Website: https://digitap.app 

Social: https://linktr.ee/digitap.app 

Win $250K: https://gleam.io/bfpzx/digitap-250000-giveaway 

The post Top 3 Best Crypto With 1000% Growth Potential in 2026 appeared first on Coinpedia Fintech News

As investors look ahead to 2026, the question is shifting from what already dominates the market to what could still grow meaningfully. Crypto prices today show that many large assets move slower as they mature. Market commentators suggest that while established names offer stability, the largest gains often come from projects earlier in their lifecycle. With that in mind, here are three cryptocurrencies often mentioned in discussions about the best crypto to buy now, and why only one of them realistically fits a 1000% growth narrative.

Ethereum (ETH)

Ethereum remains the backbone of much of the crypto ecosystem. It currently trades around $2,970 and carries a massive $360B market cap. This size reflects its importance, but it also defines its limits.

Crypto charts show ETH facing strong resistance near the $3,000 level. That zone has acted as a psychological ceiling, with sellers consistently stepping in. Even in favourable market conditions, Ethereum would require hundreds of billions in new capital to deliver outsized returns.

Some analysts believe ETH could revisit the $3,500 to $4,000 range if broader sentiment improves. However, that type of move represents steady growth, not explosive upside. For investors asking what crypto to invest in for a 1000% return, Ethereum’s maturity makes that outcome unrealistic in the next cycle.

Cardano (ADA)

Cardano is another well-known name often included among top cryptocurrencies. ADA trades near $0.37 with a market cap of about $13.3B. Its development-first approach has built a loyal following, but price action has lagged behind expectations.

Resistance zones between $0.40 and $0.50 have repeatedly capped upward moves. Crypto predictions for ADA tend to be cautious. Market commentators suggest that even in a bullish scenario, ADA may struggle to move beyond $0.70 to $0.90 without a major shift in adoption.

While Cardano remains relevant, its slower pace and existing valuation limit the chance of dramatic gains. For those searching for the best crypto to buy today for high growth, ADA appears more defensive than explosive.

Mutuum Finance (MUTM)

Mutuum Finance enters this list from a very different position. Unlike ETH and ADA, it is still in an early distribution phase, which is why some analysts believe it fits conversations around the best cryptocurrency to invest in for outsized returns.

Mutuum Finance has already raised $19.5M, attracted 18,700 holders, and distributed 820M tokens so far. The total supply is 4B MUTM, with 45.5%, or roughly 1.82B tokens, allocated to early distribution. The token price began at $0.01 and has climbed to around $0.04, reflecting 300% growth to date.

The team is preparing V1 of its lending and borrowing protocol, with a beta planned on the Sepolia testnet. This transition from distribution into live testing is often when valuation discussions begin to change, as attention shifts toward usage and adoption.

How mtTokens Support Growth

Mutuum Finance is built around utility rather than attention. Users can supply assets and receive mtTokens, which represent their position in lending pools. These tokens grow in value as borrowers repay interest, encouraging long-term holding instead of short-term trading.

A key feature is the buy-and-distribute system. MUTM purchased on the open market is redistributed to users who stake mtTokens in the safety module. This links token demand to platform revenue. Some analysts believe this structure can create compounding effects as lending activity increases.

The protocol is also designed with robust oracle infrastructure in mind, including plans for decentralized price feeds and fallback systems. Accurate pricing supports liquidations and helps maintain trust during volatile periods, which is critical for sustainable growth.

Based on these mechanics, market commentators suggest that MUTM could follow a different growth curve than mature assets. Conservative projections place MUTM beyond its $0.06 launch price as adoption begins. In a bullish scenario, projections show potential moves toward $0.40 or higher, which would represent a 10x increase from current levels.

Why MUTM Stands Out

Ethereum and Cardano are established. Their scale provides limits upside. Mutuum Finance is still forming its market value, which changes the risk and reward profile.

When asking which crypto to buy today for long-term growth, this distinction matters. A move from $0.04 to $0.40 would represent a 1000% increase, something that is mathematically possible for early-stage projects but nearly impossible for assets already worth hundreds of billions.

The combination of early-stage positioning, audited development, utility-driven demand, and an approaching V1 launch explains why some analysts view Mutuum Finance (MUTM) as the strongest candidate among these three for 1000% growth potential heading into 2026.

For more information about Mutuum Finance (MUTM) visit the links below:

Website:https://www.mutuum.com

Linktree:https://linktr.ee/mutuumfinance

The post BROCCOLI(714) Price Pumps 1200% on Suspected Hack, Trader Made $1 Million appeared first on Coinpedia Fintech News

The crypto market welcomed 2026 with an unusual and dramatic event. CZ’s dog Broccoli(714) memecoin built on BNB Chain has seen a nearly 1200% gain today. 

What initially appeared to be a surprise rally quickly turned into suspected hacking volatility. In the midst of this chaotic situation, a savvy trader made a $1 million profit. 

Let’s find out about this massive event that had everyone on their toes.

What Triggered the BROCCOLI(714) Price Spike, 1200%?

According to data shared by Lookonchain, the attacker used the compromised market maker account to aggressively buy BROCCOLI(714) in the spot market. Because the token had very thin liquidity, even moderate capital caused a massive price impact.

Within hours, the token surged from around $0.012 to a peak near $0.16, marking a rise of more than 1,200%

During this short window, trading volume jumped to 4800% roughly $500 million, a massive figure for such a small token.

How the Hack Played Out

The hacker used a simple but risky plan. First, stolen funds were used to buy BROCCOLI(714) on the spot market. At the same time, long trades were opened in futures using other accounts.

This pushed the price up fast and helped move the stolen money through linked trades. Because the token had low liquidity, the price was easy to control.

While spot prices jumped sharply, futures did not rise as much. Huge buy orders also appeared in the order book, which looked unusual and signaled artificial support.

Lucky Trader Made $1Million in profit

Interestingly, not everyone lost money in this sudden move. A trader named Vida, who already had automated alert systems running, was notified when BROCCOLI(714) rose more than 30% in under 30 minutes.

What caught his eye was the heavy buying on a small token, which did not look normal. He entered the trade early and followed the price up while watching closely.

Later, the big buy orders disappeared all at once, likely after Binance stepped in. 

Vida quickly exited his trade, switched direction, and made around $1 million as the price fell back down.

Binance Responds, After Token Crashes

Binance has since confirmed that it is investigating the incident. So far, the exchange says there is no clear proof of a direct hack, but the review is still ongoing.

Meanwhile, the damage is done. BROCCOLI(714) has crashed back to around $0.018, leaving many late buyers with heavy losses.

The post Bitcoin Price Drops 1% in New Year’s Eve: Here is a Critical Level to Watch in 2026 appeared first on Coinpedia Fintech News

Bitcoin (BTC) price has closed 2025 trading below crucial support levels around $100k and 90k. The flagship coin dropped over 1% in the past 24 hours to trade at about $87,255 at press time.

Key Midterm Level To Watch for Bitcoin 

After closing 2025 in a choppy consolidation, Bitcoin will begin 2026 on a high bullish note. The strong fundamentals for 2025, including the impressive performance of spot BTC ETFs and treasury companies, are expected to fuel bullish sentiment in the coming months.

From a technical analysis standpoint, CryptoQuant’s data showed that BTC price has been retesting a crucial support level around $86.5k. According to CryptoQuant, this support level is the average cost basis for spot Bitcoin ETF buyers.

With U.S. spot BTC ETFs recording a cumulative net cash inflow of over $56 billion, the support level around $86.5k is well positioned to hold in 2026.

Source: X

Wall Street Anticipates a Bullish Outlook in 2026

2025 was marked by a significant adoption of crypto by institutional investors catalyzed by regulatory clarity. However, the wider crypto market closed 2025 in losses, thus underplaying the robust fundamentals.

However, Tom Lee, Chairman of BitMine, believes that 2026 will be bullish for crypto after underperforming the precious metals industry in 2025. Lee stated that Gold moves lead crypto, based on the liquidity flow during prior bull markets. 

The upcoming regulatory clarity in the United States through the Clarity Act is expected to further attract more capital to the crypto market. With the ongoing global cash printing amid monetary policy easing, Bitcoin is well-positioned to rally exponentially in 2026.

The post Truth Media to Distribute Digital Token to DJT Shareholders In 2026 appeared first on Coinpedia Fintech News

Trump Media and Technology Group Corp. (Nasdaq: DJT) has announced plans to distribute a digital asset in 2026. The operator of the social media platform Truth Social, which is backed by former President Donald Trump, announced that its shareholders will be rewarded with a new digital asset in a 1:1 ratio.

Trump Media Partners With Crypto.com to Distribute Its Token

According to the announcement, Trump Media will work closely with Crypto.com to distribute its token to shareholders in 2026. The Trump Media will leverage the Cronos blockchain to enhance the interoperability of its upcoming token.

“We look forward to utilizing Crypto.com’s blockchain technology and improving regulatory clarity to implement this first-of-its-kind token distribution, reward Trump Media shareholders, and promote fair and transparent markets,” Devin Nunes, Trump Media’s CEO and Chairman, said.

The holders of the new Trump Media digital token will gain benefits related to Truth Social, including Truth Predict and Truth+.

Is It Another Dump Token?

The launch of a digital token dedicated to Truth Media follows a strategic distribution of other crypto assets related to President Trump. For instance, the World Liberty Financial platform launched its $WLFI token earlier this year, which has already dropped over 69% from its all-time high (ATH).

The Official Trump (TRUMP) memecoin has dropped over 93% since hitting its all-time high earlier in 2025 to trade about $4.81 at press time. Similarly, the Official Melania Meme (MELANIA) has dropped over 99% from its peak on January 20, 2025, to trade around $0.11 at press time.

The launch of a digital token dedicated to Truth Media, however, is likely to be different from the rest. Moreover, the crypto market is expected to gain regulatory clarity in 2026, amid an anticipated bull rally after a bearish 2025.

The post UK Begins Major Crypto Tax Crackdown Under Global Reporting Rules appeared first on Coinpedia Fintech News

The UK has officially started one of its biggest crackdowns on crypto tax evasion. As of January 1, 2026, the government began enforcing the OECD’s Cryptoasset Reporting Framework (CARF), rules to prevent crypto tax evasion and improve transparency in the market.

Failing to obey the rule will result in a hefty fine and strict legal consequences. 

UK Starts Crypto Tax Reporting Under OECD Framework

According to updates from the Organisation for Economic Co-operation and Development (OECD), the UK has begun enforcing the CARF, aiming to reduce tax evasion.

This new system requires crypto exchanges and platforms to collect and share detailed information, such as wallet activity, transaction history, and tax details, such as National Insurance numbers, with tax authorities. 

In the UK, this data will be reported directly to HM Revenue & Customs (HMRC). Meanwhile, reports covering all crypto activity during 2026 must be submitted by May 31, 2027. 

From 2027 onward, HMRC will also exchange this data with other CARF-participating countries, making it harder to hide crypto income overseas.

How Many UK Users Are Affected?

The UK is home to an estimated 6 to 7 million crypto users, roughly 10–12% of the adult population. Crypto ownership has grown quickly over the past few years, driven by Bitcoin, Ethereum, stablecoins, and DeFi platforms.

For many retail users, this is the first time crypto activity will be tracked at the same level as bank accounts. 

The system mirrors earlier global banking rules that have helped governments recover billions of pounds in unpaid taxes since 2014.

Although it is important to note that no new crypto taxes have been introduced. In the UK, crypto gains are still taxed under existing rules, ranging from 10% to 24%, depending on income and tax category.

Penalties for Non-Compliance

If crypto users or platforms fail to follow the new tax reporting rules, penalties can be serious. Exchanges that provide incorrect user details or fail to report transactions may face fines of up to £300 per user. 

For individuals, hiding crypto income or not reporting gains can lead to back taxes, added interest, and further penalties from HMRC. In serious cases, repeated non-compliance could trigger deeper investigations or legal action.

Global Push, Not Just the UK

The UK is not acting alone. 48 countries have already adopted CARF, and around 75 countries have agreed to join in the future. The United States is expected to apply these rules in 2028 and begin sharing data in 2029, showing how serious this global push has become.

Meanwhile, India already applies a 30% crypto tax and 1% TDS, making it one of the strictest crypto tax systems in the world.

The post Why Is Terra Luna Classic (LUNC) Price Up Today? Binance Behind It! appeared first on Coinpedia Fintech News

Terra Luna Classic (LUNC) surprised the crypto market on New Year’s Eve with a sharp rally of nearly 20% in just 24 hours. LUNC token price climbed to around $0.000045, with its market cap hitting close to $250 million.

The sudden move left many traders asking what triggered the rally and whether it has real strength behind it. 

Binance Burn Triggers Sudden LUNC Rally

One of the main reasons behind LUNC’s sharp price jump was a massive token burn linked to Binance. According to on-chain data, a single transaction destroyed 5.33 billion LUNC under Binance’s trading-fee burn program.

This burn reduced LUNC’s total supply from about 6.477 trillion to nearly 6.471 trillion tokens, tightening supply and boosting short-term market confidence.

Right after the burn, LUNC’s price climbed to around $0.000045, while trading volume exploded to nearly $110 million, marking a massive 620% jump in daily activity.

Community Burns Add More Fuel

Binance was not alone in reducing supply. The Terra Luna Classic community also played its part, burning an additional 124 million LUNC during the same period, through on-chain mechanisms and smaller initiatives. 

While this amount is tiny compared to Binance’s burn, it shows that community efforts remain active and consistent.

Since the Terra ecosystem collapsed in 2022, the LUNC community has focused heavily on reducing supply. So far, more than 436 billion LUNC tokens have been permanently destroyed. 

In just the past week, over 432 million tokens were burned through a mix of exchange burns and on-chain taxes.

Lunc Token Price Analysis

Despite the recent excitement, LUNC finished 2025 down nearly 65%. On the 4-hour chart, the price is now moving sideways after a sharp drop, showing that selling pressure has eased, but buyers are still cautious.

LUNC is holding above a key support zone near $0.000039, which suggests buyers are defending this level well. 

On the upside, strong resistance sits between $0.000043 and $0.000049. A clear break above this range could push the price toward $0.000065.

Meanwhile, the RSI is near 52, showing a neutral market with no strong buying or selling momentum yet.