The post $3.8M is Flooding into Digitap ($TAP) While XRP Chases $2.50: Which is the Best Crypto to Buy Now for Payments? appeared first on Coinpedia Fintech News

$3.8 million flowing into the Digitap ($TAP) crypto presale while XRP bulls target $2.50 in the coming week tells the real story of 2026. Payments are back in the spotlight, and the market is already picking winners for the coming banking bull run.

But which is the best crypto to buy now for payments? XRP has institutional adoption, and ETF volumes are impressive. But at a $130 billion valuation, XRP is already priced as if it were a finished product with global adoption.

Digitap is the opposite—it is about to enter its growth and scaling phase. With a user-first banking stack, a live app, and a presale price, $TAP is quickly becoming one of the hottest trades of 2026. As payments begin to dominate, investors need to start paying attention to the leading altcoins to buy in the banking race.

XRP Bulls Aim for $2.50 Next

XRP has been an excellent trade for anyone who bought it early, and now, for the first time in months, the chart is showing signs of life with a breakout. When the market wants a payments token, XRP is the first name that comes to mind, and a rally in XRP is a bullish sign for the rest of the sector.

The cross-border use case for crypto is very real. Legacy rails are slow, expensive, and full of friction. Blockchain settlement is much better at moving value across borders in terms of speed and cost. XRP’s $130 billion market cap is proof.

Now that XRP has broken back above $2, traders are aiming for $2.50 next, with a $3 target becoming consensus before the end of 2026. If Ripple can meaningfully break out and attention floods back to banking and payment tokens, the smaller caps in this sector could go on an aggressive rally in the coming weeks. And that’s why Digitap is attracting massive crypto presale inflows right now.

Digitap: Omni-Banking Built for the Consumer

Digitap is the world’s first omni-bank. A global money app that blends stablecoins, crypto, and fiat into one banking experience. It lets users move value on the fastest and cheapest rail available, whether that’s crypto or legacy banking rails. Today, anyone can download this app and unlock a new digital-first banking experience.

In many ways, Digitap is built to make crypto rails usable for people who are not crypto natives. Its neobanking style interface makes everything familiar while stablecoins and blockchains do the work in the background.

This is why this crypto presale is being framed as one of the fastest horses in the banking race. It is going after the consumer first and scaling through real-world adoption. 

$TAP’s Non-KYC Visa Card & Multi-Rail Engine

Digitap’s non-KYC Visa card is arguably the biggest adoption driver right now, with thousands of sign-ups already. This Visa card turns on-chain balances into cash in the real economy and solves the last-mile problem.

The card also makes Digitap useful to two different user groups at once. Crypto natives get spending power with zero friction. Non-crypto users get a familiar payment experience, with improved settlement. This is how the next cohort is onboarded.

Digitap’s products also include multi-rail settlement, which is a serious plumbing upgrade. Funds can be routed via legacy rails or blockchain rails, depending on the most efficient option. And on the Digitap app, money just works better. 

Offshore Banking & Global accounts

Digitap’s Premium and Pro tiers offer offshore banking and multiple global accounts. This is starting to matter much more in 2026 as financial restrictions tighten and compliance friction increases. Many users want options, and that’s what Digitap delivers.

These accounts offer multi-currency IBANs designed for enhanced privacy and asset protection. Ideal for users who live across borders. 

XRP vs. $TAP: Which Altcoin to Buy Offers Better Tokenomics?

Tokenomics is the biggest decider in 2026. Investors don’t want useless governance tokens, and if a token does not capture value, it will likely underperform this year.

Digitap is leaning into this new reality, and the native $TAP token is an ownership layer tied to platform activity. 50% of platform profits fund the token flywheel, which includes token burns and staking rewards. That means as the platform scales, token holders share this success, and the current price of $0.0411 looks very undervalued, especially with a confirmed listing price of $0.14.

XRP should go to $2.50 and be a solid trade, but it cannot match $TAP’s upside potential. If XRP rally and payments become a leading narrative this year, $TAP could easily deliver 10X returns. This crypto presale already looks like a payments front-runner, and is easily one of the most interesting altcoins to buy this year. 

Discover the future of crypto cards with Digitap by checking out their live Visa card project here:

• Presale https://presale.digitap.app  
• Website: https://digitap.app 
• Social: https://linktr.ee/digitap.app
• Win $250K: https://gleam.io/bfpzx/digitap-250000-giveaway 

The post GENIUS Act Sparks Clash as Banks Push to Limit Stablecoin Yields appeared first on Coinpedia Fintech News

The U.S. Senate’s GENIUS Act is turning into a battleground over who controls returns on digital dollars. At the center of the debate is stablecoin yield, a feature that has helped crypto products compete directly with traditional bank deposits. As lawmakers push to finalize the bill, pressure from the banking sector is shaping how far stablecoin rewards may be allowed to go.

Why Banks Are Pushing Back

Stablecoins have gained traction because they offer something banks rarely do: higher, more flexible yields combined with fast, programmable payments. That advantage has started to threaten the traditional deposit model. Reports suggest U.S. banks are lobbying lawmakers to limit how and where stablecoin rewards can be offered, arguing that unchecked yields pose risks to consumers and financial stability.

What Restrictions Are Being Considered

Whereas the current discussions include limiting stablecoin rewards to transaction-based activity rather than passive holdings, or allowing yields only through regulated financial institutions. If implemented, both options would significantly reduce access to yield for everyday users and restrict the role of DeFi platforms, which currently drive much of stablecoin innovation.

Industry participants warn that such changes would strip stablecoins of their key appeal, turning them into low-utility digital cash rather than competitive financial tools.

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• Also Read :
•   US Senate to Vote on CLARITY Act on January 15: What It Means for Crypto
•   ,

Crypto Industry Pushes Back

Crypto advocates view the proposed limits as a protectionist move. Crypto analyst Sander Lutz reported that Senate Banking staff recently held a call with crypto industry leaders and indicated that traditional finance’s push to change stablecoin yield rules is gaining bipartisan support. Proposals under discussion include limiting yields to transaction activity rather than deposits or restricting yield offerings to regulated financial institutions. He added that Senate staff signaled significant hurdles remain, with one source saying they would “need prayers” to get the bill finalized ahead of the January 15 markup, highlighting how difficult the negotiations still are.

Responding to the issue, legal experts like John E. Deaton argue that this is less about consumer safety and more about banks defending market share. By capping yields, critics say lawmakers risk reducing user choice and slowing innovation in digital payments.

Crypto analyst Mike Novogratz criticized U.S. lawmakers, saying it’s troubling that Congress appears more focused on protecting bank profit margins than serving consumers. He added that both Democrats and Republicans need to reflect on who they are truly representing.

While Bill Hughes said he came away from the discussion feeling more bullish than before, noting that while challenges remain, progress is closer than ever. He emphasized that knowledgeable people are guiding the process and expressed overall optimism.

FAQs

The post Bittensor (TAO) Price Rally Eyes Resistance Around $300: What Traders Should Know appeared first on Coinpedia Fintech News

With the start of 2026, Bittensor (TAO) price has come into the spotlight and picked up momentum this week. Following a long downtrend, TAO price has climbed above the 20 day EMA, signaling a trend shift.

At press time, TAO price trades at $277, with the market cap of $2.92 Billion. Notably, TAO price has gained over 12% this week.

Alongside the price uptick, the trading volume has risen exponentially which favors the upward momentum.

Rather than a sudden spike, TAO price has displayed follow-on buying pressure and took support above the $250 support zone.

What Do Bittensor (TAO) Price Chart Reveals?

TAO’s recent price surge appears to be driven by a mix of broader market recovery and a strong institutional trigger. 

The market sentiment around the token improved following Grayscale moving forward with plans to convert its Bittensor Trust into an exchange-traded fund that could pave the way for a wider institutional exposure.

Alongside the positive developments, TAO price has moved out of monthly consolidation zone and escaped the 20 day EMA barrier, trading above the $250 support zone.

From a technical perspective, TAO price is eyeing to surpass the $280 followed by $300 hurdle. If TAO price can manage to chase the hurdles, it may reach the broader range’s high of $490 in the upcoming months.

Additionally, Michael Van De Poppe in his recent post highlighted post-halving, TAO has gained traction and looks interesting now.

It has moved above the 21-day MA and may run back to $500 in the next few months.

From the key indicators standpoint, indicators like the Average Directional Index (ADX) strengthens bullish momentum. Furthermore, the Relative Strength Index (RSI) has climbed above the neutral 50 mark and is trending upward, reinforcing the bullish momentum.

Furthermore, the MACD has confirmed a bullish crossover on the daily timeframe. The On- Balance Volume (OBV) has started to slope higher as well, pointing to steady accumulation behind the move.

Key Levels to Watch Out

If TAO price manages to trade with the bullish momentum, the next upside target of $280 followed by $300 could be seen ahead.

However, if bulls fail to hold the 20 day EMA support zone, TAO price may retest the support zone of $230 and $207 in the coming sessions.

The post Eleanor Terret Reveals What’s Really Driving Institutional Crypto Adoption in 2026 appeared first on Coinpedia Fintech News

Morgan Stanley just filed with the SEC to launch ETFs tracking Bitcoin, Solana, and Ethereum. The news comes as industry insiders say 2026 will be the year institutions stop testing the waters and dive in.

Eleanor Terret, host of the Crypto in America podcast, joined ABC News to break down what’s ahead for crypto markets. Her take is that Wall Street’s relationship with digital assets is about to change completely.

Institutions Are Done Waiting

Terret put it simply: “If they had one foot in the space in 2025, they’re expected to have two this year in 2026.”

Big banks, trading firms, asset managers, pension funds, and endowments are all moving in.

Morgan Stanley’s filing surprised many. The bank stayed cautious on crypto for years. Now it’s chasing exposure to Bitcoin, Solana, and Ethereum through ETFs. When a legacy institution like this starts moving, others follow.

Regulatory rollback under the Trump administration gave institutions the green light. The legal uncertainty that kept compliance teams nervous is fading fast.

The Clarity Act Is the Real Story

The bigger development is happening in Congress.

The Clarity Act aims to give crypto a formal regulatory framework. For institutions, that’s the missing piece. They don’t deploy capital without legal certainty.

Terret stressed the significance: “There’s real regulatory clarity… it’s codified into law by Congress.”

That’s what unlocks the next wave of institutional money.

Also Read: US Senate to Vote on CLARITY Act on January 15: What It Means for Crypto

Midterms Could Stall Everything

Here’s the risk that’s flying under the radar.

Republicans control the White House, Senate, and House right now. But prediction markets show Democrats with a real shot at retaking the House.

If that happens, crypto legislation could stall.

Terret was direct that “The midterms are a big if.”

The Trump family’s push for a national bank charter and their own stablecoin adds another layer. Those plans depend entirely on political outcomes.

Bitcoin Price Outlook for 2026

Bitcoin is now trading around $90,627 after hitting a high of $126,198 in October 2025.

Analyst forecasts for 2026 range widely. Some see $75,000. Others call for $250,000. Institutional liquidity will drive price action, but short-term volatility isn’t going anywhere.

The post Bitcoin Price Faces a Make-or-Break Moment: Will BTC Rebound to $105k or Slip Below $90k appeared first on Coinpedia Fintech News

Bitcoin price is once again at a critical pivotal zone as the price hovers near the $90,000 zone, a level which acts as a psychological and technical support.

After failing to hold above recent highs, BTC price has entered a consolidation zone between $85k-$95k, reflecting hesitation across the broader crypto market.

While the Bitcoin price hasn’t shown strong directional momentum, the market structure suggests that something bigger is cooking beneath the surface.

At press time, Bitcoin price stayed calm above its 100 day EMA support at $90,550. Its market cap was at $1.8T.

Bitcoin Price Analysis: Why Is $85K-$95K So Important?

Bitcoin’s current price range between $85k-$95k shows a clear battle between buyers and sellers. Bulls are defending the $85-$90k support zone, while sellers continue to cap upside near $95k. 

As long as BTC remains trapped between these levels, further consolidation could be seen ahead.

However, if Bitcoin price loses the $90k support zone, a retracement toward $80k or even $70k could be seen ahead. On the other hand, a strong bounce from this zone could reignite bullish momentum.

Despite price consolidation, technical indicators are slowly improving. The Relative Strength Index (RSI) has started moving upward on a weekly timeframe and may post a crossover ahead.

Furthermore, BTC price stays close to the trendline support, if momentum strengthens BTC could attempt a rebound toward $100k-$105k in the near term.

Adding to the bullish narrative, BTC’s liquidation map shows that nearly $1.5 billion worth of BTC short positions could be wiped out if Bitcoin rallies above the $95k mark.

This means a minor upward move could force short sellers to cover their positions, triggering a massive short squeeze. This setup may increase the chance of a rapid breakout.

Final Takeaway

Amidst the battle between the bulls and bears, Bitcoin price has been stuck in a waiting phase. However, BTC appears to be preparing for its next major price swing.

For now patience remains key, because when BTC price breaks any side of this range, the move could be fast and decisive.

The post Why HBAR Could Be the Next Big Crypto Trade Heading Into 2026 appeared first on Coinpedia Fintech News

The crypto market is rotating. While many traders continue to focus on Bitcoin and short-term momentum plays, some large-cap altcoins are quietly building stronger structures underneath. Hedera (HBAR) is one of them.

2025 played a critical role in shaping the HBAR price setup. While price action remained relatively muted compared to other high-beta tokens, the groundwork for long-term demand was laid. As markets move toward tokenized assets and institutional participation, traders are now watching whether that foundation can finally translate into a sustained price breakout in 2026.

How 2025 Framed HBAR for a Larger Move

Throughout 2025, HBAR spent most of its time consolidating rather than trending. From a trader’s perspective, this matters. Long periods of sideways price action often signal absorption, where supply is slowly absorbed without aggressive upside moves.

HBAR did not participate in many of the speculative spikes seen across the market. Instead, it held key higher lows while volatility compressed. This behavior typically appears in assets that are being accumulated quietly rather than chased aggressively.

As a result, HBAR enters 2026 with a cleaner structure, lower relative euphoria and clear technical levels that traders can work with. This combination often creates better risk-to-reward setups when momentum finally returns.

Institutional Tokenization Is Building Persistent Demand on Hedera

Behind the charts, real activity has been increasing. Platforms such as Tokeny, Ownera, Archax, Swarm, StegX, and Zoniqx have been using Hedera to tokenize regulated assets ranging from money market funds to real estate.

A key highlight was Archax bringing tokenized money market funds on-chain, including products linked to major asset managers like BlackRock and Fidelity. Hedera has also been used for the tokenized Canary HBR ETF, the first regulated ETF tied to HBAR.

For traders, the takeaway is simple: this activity doesn’t cause instant pumps, but it reduces long-term downside risk and supports sustained demand rather than hype-driven spikes.

HBAR Price Analysis: Key Levels Traders Should Watch

The long-term and the short-term price action have turned bearish for the HBAR price rally. In the wider perspective, the price has rebounded from a pivotal base, which has been acting as a strong base since 2023. This could hint towards the resurgence of the bullish dominance, but a deeper observation suggests, rising above the local resistance zone between $0.125 and $0.132 could be a tedious job for the crypto. 

From a technical standpoint, HBAR is approaching a decision zone. As mentioned above, the token is attempting to enter the resistance zone, which has been a strong base throughout 2025. The momentum indicators, like MACD, show a drop in the selling pressure, which may further lead to the beginning of a fresh upswing. However, the weekly OBV maintains a steep descending trend, indicating the token to remain stuck under bearish influence. The other indicators, like RSI & CMF, are also draining, hinting at an outflow of liquidity, which has weakened the rally. 

Rising above this range may only squeeze out the bearish influence and push the HBAR price to $0.15 and enter the range between $0.175 and $0.18. A failure could drag the levels below the multi-year support line and cause a deeper correction. 

Will HBAR Reach $1 in 2026?

Reaching $1 is not a short-term trade—it is a cycle-level outcome. For the HBAR price to realistically approach $1 in 2026, three conditions need to align: Broader altcoin market expansion, continued institutional usage translating into network demand, and a confirmed higher-high structure above $0.3.  Without these, $1 remains a stretch target rather than a base case.

The post Pump.fun Rolls Out Major Creator Fee Changes, Teases Big $PUMP Future Ahead appeared first on Coinpedia Fintech News

Pump.fun is changing how creator fees work after admitting the current system hurt traders.

Co-founder Alon Cohen posted on X that the Solana memecoin launchpad will overhaul its fee structure. The reason: Dynamic Fees V1 made it too easy to launch tokens and too hard to build real trading activity.

“Creator fees need change,” Cohen wrote.

He explained that the system, introduced months ago, encouraged low-risk coin creation instead of high-risk trading. Cohen called this “dangerous” because traders are the ones who bring liquidity and volume to the platform.

Early Success, Then Cracks Appeared

Dynamic Fees V1 started strong. New creators began launching tokens and livestreaming on the platform. Bonding curve volumes more than doubled during this period, which Cohen described as “some of the best on-chain conditions of 2025.”

But it didn’t last.

Creator fees helped Project Tokens with active teams behind them. For the average memecoin deployer, though, nothing changed. The platform also struggled with poor UX, forcing users into community takeovers and trust-based setups that often failed.

Pump.fun Creator Fee Sharing Goes Live

The first round of changes is now rolling out. Creators and CTO administrators can allocate fee percentages to up to 10 wallets after launch. Teams can also transfer coin ownership and revoke update authority.

Cohen said no one from Pump.fun will accept fees under any circumstances. He described the feature as “for trenchers.” Fees can be claimed at any time and never expire.

Pump.fun Fights to Stay on Top

The update comes after a rocky few months. Rival platform LetsBonk overtook Pump.fun in July on both volume and revenue. But Pump.fun fought back with PUMP token buybacks and its Project Ascend creator program.

The platform now controls around 75-80% of Solana memecoin launches.

Cohen hinted that big and exciting changes are coming but did not share details. He closed with one line about the future.

“I’m extremely excited for what 2026 holds,” he wrote.

The post CZ Says U.S. Banks Are Buying Bitcoin While Retail Investors Panic Sell appeared first on Coinpedia Fintech News

Bitcoin’s price action has remained choppy for weeks, reflecting a market struggling to find a clear direction. Since November 21, BTC has traded between $80,000 and $95,000, locking the asset into a roughly 20% range that has now lasted close to 50 days. This sideways movement closely mirrors the consolidation phase seen earlier in 2025, when Bitcoin fluctuated between $76,000 and $85,000 from late February to early April.

While price volatility has shaken retail confidence, the lack of a breakout has also set the stage for quiet accumulation behind the scenes.

CZ Highlights a Familiar Institutional Pattern

Against this backdrop, Binance founder Changpeng Zhao (CZ) sparked discussion by claiming that U.S. banks were buying Bitcoin while retail investors panic-sold during recent market dips. His comment points to a recurring market dynamic, where emotional selling by smaller investors contrasts with deliberate accumulation by large institutions.

CZ’s observation suggests that institutional players may be viewing the current price range not as weakness, but as an opportunity.

What the Statement Really Signals

CZ’s remarks hint at a broader shift in how traditional finance views Bitcoin. Over the past few years, banks have moved from open skepticism to cautious participation, gaining exposure through regulated products such as ETFs, custodial services, and balance-sheet strategies. Instead of reacting to daily volatility, institutions often treat price corrections as strategic entry points for long-term positioning.

This highlights a disconnect between short-term market sentiment and long-term institutional conviction.

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• Also Read :
•   Eleanor Terret Reveals What’s Really Driving Institutional Crypto Adoption in 2026
•   ,

Why Banks Are Willing to Accumulate

Bitcoin is increasingly being treated by banks as a strategic asset rather than a speculative trade. Improved regulatory clarity in the U.S. and rising institutional demand for crypto-related services have reduced many of the risks that once kept banks sidelined. With longer investment horizons and access to regulated channels, institutions can afford to accumulate patiently during periods of market fear.

This approach aligns closely with Bitcoin’s scarcity-driven narrative and its emerging role as a hedge.

Politics Adds Another Layer

ARK Invest founder Cathie Wood added a political dimension to the discussion, suggesting U.S. politics could eventually drive direct government Bitcoin purchases. She believes crypto played a role in Donald Trump’s election victory and may influence policy decisions ahead of the 2026 midterms. Wood argues this raises the odds that the U.S. could move beyond holding seized BTC toward building a strategic Bitcoin reserve, especially after the recent executive order establishing a digital asset stockpile.

Overall, CZ’s comments fueled renewed FOMO across the crypto community. Many see institutional and potential sovereign involvement as signs of a maturing market, where long-term adoption increasingly outweighs retail-driven volatility. As banks and governments engage more deeply, Bitcoin’s role as a core financial asset appears to be moving closer to reality.

FAQs

The post Chainlink Price Nears Breakout, But Why Are LINK Whales Selling? appeared first on Coinpedia Fintech News

The Chainlink price has remained stuck within a close range following its rejection from the 2025 highs above $26. Currently, the popular DeFi token is approaching a critical turning point that may define the next price action. The price is compressing inside a long-term structure that has been developing for years, suggesting a large move may be building. Despite this, the whales are seen offloading LINK, which could be a matter of concern for the traders as well as the Chainlink price rally. 

INK Price Compresses Inside a Long-Term Structure

On the weekly chart, LINK continues to trade inside a broad ascending structure, defined by a rising support trendline and a descending resistance line stretching back to the 2021 peak. This type of multi-year compression often precedes a high-volatility breakout.

Price is currently hovering near the 200-week moving average, a level that has acted as both resistance and support during previous cycle transitions. As long as LINK holds above the $12–$13 zone, the structure remains intact.

A confirmed breakout above the descending resistance, currently aligned near the $18–$20 range, could open the door for a measured move toward $24–$26 first. That would represent a rally of roughly 70–80% from current levels. Failure to hold the lower trendline, however, would invalidate the bullish setup and push LINK back into range-bound conditions.

Whales Are Selling—But Context Matters

On-chain data shared by Ali shows that whales have sold over 2 million LINK in the past seven days. Whale-held balances dipped before stabilising, suggesting distribution rather than aggressive dumping.

For traders, this is not automatically bearish. Historically, whale selling near compression zones can mean profit-taking ahead of volatility, redistribution to smaller holders and liquidity preparation before a breakout.

If whales were exiting entirely, the price would likely break below the structure. So far, that hasn’t happened. LINK continues to respect key support levels despite the selling pressure.

This divergence between stable price structure and declining whale holdings is worth watching closely.

Bottom Line: Where LINK Goes Next Depends on These Levels

Chainlink (LINK) price is no longer drifting—it is coiling inside a long-term structure. The weekly chart continues to hold, keeping the case for a breakout alive. If resistance gives way, LINK could unlock a 70–80% upside move from current levels.

However, whale selling adds a layer of risk. While it has not broken the price structure yet, it means traders should rely on confirmation, not anticipation.

What to watch next:

• Bullish continuation: LINK holds above $12–$13 and breaks through $18–$20 with strong volume. That would signal trend expansion.
• Bearish invalidation: A weekly close below the rising support or the 200-week average would likely send LINK back into a prolonged range.
• On-chain confirmation: Whale selling slows or stabilizes as price pushes higher.

The post Crypto Crash Fears Ease as U.S. Treasury Downplays Trump Tariff Refund Risk appeared first on Coinpedia Fintech News

Fears of a broader market shock, including a potential crypto market sell-off, surfaced this week as investors focused on the possibility that the U.S. Supreme Court could strike down tariffs imposed during Donald Trump’s presidency. The concern was straightforward: if the court ordered large-scale tariff refunds, the U.S. Treasury might need to inject massive liquidity into the system, potentially unsettling bond markets and spilling over into risk assets like crypto.

Those fears, however, were quickly addressed by U.S. Treasury officials.

Treasury Says Refunds Are Manageable

U.S. Treasury Secretary Scott Bessent reassured markets that the government has more than enough liquidity to handle any potential tariff refunds. Speaking to the media, Bessent emphasized that even in a worst-case scenario, refunds would not be paid out all at once. Instead, they would be distributed gradually over weeks, months, or even longer, reducing the risk of sudden liquidity shocks.

Bessent added that the Treasury is well-prepared and does not expect any refund process to disrupt government funding or financial stability. He also noted skepticism that the Supreme Court would ultimately overturn the tariffs, but stressed that contingency planning is essential regardless.

Refund Process May Be Complex

Beyond liquidity, Bessent pointed out that the refund process itself may not be straightforward. Depending on the court’s ruling, refunds could come with conditions that complicate how money flows back through the system. He also raised questions about whether corporations that initially paid the tariffs would actually pass refunds back to consumers, citing large retailers as an example.

This uncertainty adds another layer of complexity, making a rapid, market-disrupting payout even less likely.

Market Crash Fears Begin to Ease

Earlier in the week, some analysts warned that an adverse ruling on tariffs could spark a broader market downturn, including a sharp correction in crypto. The fear centered on the idea that large refund obligations could force the Treasury to issue more bonds, pushing yields higher and draining liquidity from risk assets.

However, those concerns eased after the Supreme Court delayed its timeline in a separate ruling, pushing the tariff decision further out. This reduced immediate pressure on markets and helped stabilize sentiment.

Strong Cash Reserves Provide a Backstop

Bessent also highlighted the Treasury’s strong cash position. Government cash balances currently stand near $774 billion and are expected to rise toward $850 billion by the end of March 2026. This buffer signals there is no need for emergency borrowing or aggressive bond issuance to fund potential refunds.

For crypto markets, the fears of a sudden liquidity-driven crash tied to Trump tariff refunds appear overblown, at least for now. With ample reserves and a delayed court timeline, systemic risk from this issue has moved to the background.