The post SpacePay Unveils Easy Multi-Chain Payment Widget Ahead of Expected Q4 Crypto Rally appeared first on Coinpedia Fintech News

October hasn’t played out for crypto the way many people hoped. Even so, the year isn’t over yet, and some analysts still think the market could see one last strong rally before this cycle ends.

The recent drop started with a wave of liquidations that surprised many traders. Confidence fell, and some investors pulled back. But the crypto market has a habit of bouncing back when it looks weakest. 

It recovered after the pandemic crash and also survived the FTX mess. Every time it seemed broken, it found a way to rise again. That’s why some people think another big move might be closer than we think.

What SpacePay Is Doing to Prepare for Major Adoption

While many projects are waiting for better market conditions, SpacePay is moving forward. The company is building, testing, and improving. SpacePay wants to make paying with crypto as easy as swiping a debit card.

 With its system, users can spend crypto, and merchants instantly receive the same amount in their own currency.

This works through SpacePay’s decentralized payment protocol, which already connects with over 325 wallets and regular card machines. In short, it makes crypto payments feel as easy and familiar as traditional ones. 

SpacePay’s SPY token powers transactions, gives holders rewards and voting rights, and ties them to the platform’s growth. SPY holders aren’t just investors; they’re part of a growing community helping shape the future of crypto payments.

SpacePay’s New Multi-Chain Payment Widget

SpacePay has announced something big. It launched the SpacePay One Testnet, featuring the first version of its payment API. The new payment widget is now live on testnet, working on both Base Sepolia and Ethereum Sepolia networks. 

According to the team, this widget is an early preview of the next phase of SpacePay’s tech. It’s simple, clean, and easy to integrate for developers. Anyone can plug it into their system and start testing.

The company also shared that it’s preparing for fiat settlement in future versions, which could make crypto payments completely universal. This launch is important because it brings real utility. 

Traders and investors have been asking for projects that do more than make promises, and SpacePay is delivering. With this widget, developers and merchants can already try out fast and gasless crypto payments that convert to fiat instantly. It’s a working example of how crypto payments can feel as natural as card payments.

Why SpacePay Ecosystem Stands Out and Is Programmed to Rally 

SpacePay’s system is built to grow and handle lots of transactions without slowing down. Payments happen right away. Everything moves in real time, which makes things smooth for both users and merchants.

Many crypto projects struggle to scale, but SpacePay seems to have figured it out. When someone pays with crypto, the system locks in the exchange rate right then. 

Merchants get the exact amount they expect in fiat without surprises. That kind of reliability helps build trust and makes merchants more comfortable accepting crypto.

Crypto payments are usually pricey, but SpacePay keeps fees low. It only charges a 0.5% merchant fee on each transaction. That’s much less than what most payment systems take. For merchants, that means less stress about unpredictable costs.

Put all that together and you get something pretty rare in crypto. A payment system that’s fast, affordable, and dependable. And it still gives users full control over their money.

The SPY presale is getting a lot of attention. It’s already raised more than $1.4 million. The token price sits at $0.003181. This gives early buyers a chance to get in before the next stage. Like most presales, the price goes up as it moves forward, so early participants often see the biggest gains.

Projects that actually solve real problems tend to do well when the market turns bullish again. Big names like Bitcoin and Ethereum move slowly, but smaller projects with strong utility can grow a lot faster – sometimes 50x or 100x faster during a rally. SpacePay’s steady progress and real working product make it one to watch.

The new payment widget adds to that confidence. It proves that SpacePay is building real technology, not just talking about it. Every update adds more trust, and that kind of trust can lead to long-term growth.

SpacePay wants people to use crypto every day. The platform already supports many cryptos, including the less popular ones. That gives users plenty of choice when they spend.

For merchants, it’s just as easy. They don’t need to know how blockchain works. SpacePay handles the conversion from crypto to fiat automatically. It removes the usual confusion and risk. Businesses can accept crypto the same way they take cash or cards.

Anyone can use SpacePay, as no special tools or training is needed. Crypto adoption grows naturally this way, one payment at a time.

How to Join the SPY Presale

Here’s how to buy SPY tokens early. Go to the official SpacePay website and connect a wallet like MetaMask or Trust Wallet. You can buy with ETH, BNB, MATIC, AVAX, USDT, or USDC. There’s even an option to use a bank card. 

Choose the amount you want, approve the transaction, and that’s it. You will be able to claim your tokens after the presale. 

JOIN THE SPACEPAY (SPY) PRESALE NOW

Website    |    (X) Twitter    |  Telegram 

The post Best Crypto to Buy Before 2026 as Investors Seek 20x ROI appeared first on Coinpedia Fintech News

As the crypto market moves toward another potential bull cycle, investors are zeroing in on the best crypto coins to buy before 2026 — projects still early enough to deliver exponential gains but mature enough to show real utility. The spotlight is shifting from overhyped meme tokens to DeFi protocols with structured economics and visible progress. One project that’s increasingly being mentioned in analyst circles is Mutuum Finance (MUTM) — a DeFi platform combining functionality, sustainable yields, and a transparent presale that’s quickly gaining traction.

Mutuum Finance (MUTM)

Mutuum Finance’s presale has become one of the most-watched in the decentralized finance sector this year. The project has already raised over $17.8 million from more than 17,400 holders, with over 770 million tokens sold so far. The current MUTM price is $0.035, and Phase 6 is already 72% allocated. Once this stage sells out, the price increases to $0.04, ahead of the official $0.06 launch price.

The presale follows a fixed-price, fixed-allocation structure, where each stage offers a set number of tokens before advancing to the next higher price tier. This creates predictable appreciation for early participants. Additionally, Mutuum Finance runs a 24-hour leaderboard, rewarding the top daily contributor with $500 in MUTM, which has helped sustain visibility and community engagement as interest accelerates.

Analysts note that Phase 1 participants at $0.01 are already positioned for approximately 500% token appreciation at token listing and given the pace of investor inflows, that milestone may come sooner rather than later.

Dual Lending Markets and Yield Mechanics

At its core, Mutuum Finance (MUTM) is an Ethereum-based decentralized lending and borrowing protocol. What sets it apart from other DeFi platforms is its dual-market structure, designed to optimize liquidity and borrowing flexibility:

Peer-to-Contract (P2C) markets manage pooled liquidity for high-volume assets like ETH and USDT. Depositors add funds to shared pools and receive mtTokens, yield-bearing receipts that automatically accumulate interest as borrowers make repayments.

Peer-to-Peer (P2P) markets enable custom loan deals for niche tokens or unique lending terms, isolating risk on a per-loan basis and giving users greater control over collateral and repayment conditions.
Borrow rates on Mutuum Finance are utilization-based, meaning they shift dynamically depending on liquidity demand. When pool usage is low, rates stay lower to encourage borrowing and maximize capital efficiency. When utilization climbs, rates rise to attract deposits and restore liquidity balance.

For collateralized positions, Mutuum Finance uses overcollateralization with carefully set Loan-to-Value (LTV) ratios. Lower-volatility assets like ETH and stablecoins can support up to 75% LTV with an 80% liquidation threshold, while higher-risk tokens are capped near 35–40% LTV with a 65% liquidation threshold. This ensures protocol solvency and protects lenders even during sharp market swings.

V1 Launch, Oracles, and the Buy-and-Distribute Model

According to Mutuum Finance’s official X announcement, the project’s V1 protocol is set to launch on the Sepolia testnet in Q4 2025. The rollout will include core components like the Liquidity Pool, mtToken system, Debt Token, and Liquidator Bot, initially supporting ETH and USDT for lending, borrowing, and collateral.

One of Mutuum Finance’s most important tokenomics mechanisms is its buy-and-distribute model. A portion of the platform’s fees and protocol revenue will be used to buy MUTM from the open market, and those purchased tokens will then be redistributed to users who stake mtTokens in the safety module. 

Mutuum Finance’s pricing data will rely on robust oracle infrastructure, including Chainlink feeds supplemented by fallback and DEX-based time-weighted averages (TWAPs). These systems ensure accurate, up-to-date collateral valuations and maintain fairness in liquidations, a vital component for user trust and protocol stability.

Roadmap Toward a 20x Opportunity

Looking beyond the initial rollout, Mutuum Finance’s roadmap includes a USD-pegged overcollateralized stablecoin that will distribute interest-generated yield directly to the protocol treasury. This adds an additional revenue source to support the buy-and-redistribute cycle and strengthens the ecosystem’s long-term sustainability.

The team also plans to integrate Layer-2 scaling solutions, reducing gas fees and increasing transaction throughput. This will make lending and borrowing more accessible to smaller users, expanding the protocol’s reach across different market tiers.

Analysts covering top crypto launches project that as long as Mutuum Finance executes on these features and maintains its rapid presale momentum, MUTM could reach $0.60–$0.70 post-launch, with long-term targets up to $0.75–$0.80 by 2026. From the current presale price of $0.035, that represents a potential 1,800–2,200% (around 20x) increase, a figure many consider realistic given the project’s early positioning and clear revenue pathways.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.com

Linktree: https://linktr.ee/mutuumfinance

The post Fundstrat’s Tom Lee Predicts Year-End Crypto Rally, S&P 500 Could Rise Up to 10% appeared first on Coinpedia Fintech News

The crypto market is showing signs of a potential rebound as key indicators start to turn in its favor. Experts suggest that the momentum may finally be building for the markets as we head into the final weeks of 2025.

In a recent interview with CNBC, Fundstrat’s Tom Lee has shared a bullish outlook on both traditional markets and cryptocurrencies.

The market recently went through a major shake-up. Lee notes that on October 10, crypto experienced its biggest liquidation event in five years, partly triggered by rising U.S.–China trade tensions. Even two weeks later, he notes that the ripple effects are plaguing in the market.

A Year-End Crypto Rally?

However, despite the recent volatility, Bitcoin and Ethereum have held up well. Lee highlighted that open interest for both Bitcoin and Ethereum is at record lows, while technical indicators for both coins are now turning positive, which points to improving market conditions.

“I think we’re almost through that because a measure like something called open interest for both Ethereum and Bitcoin are at record lows at a time when the technicals for both Bitcoin and Ethereum are flipping positive. So I think you’re going to see a crypto rally into the end of the year,” he said. 

He also pointed to institutional signals, like JPMorgan being open to using crypto as collateral, as an important bullish factor.

Bitcoin’s Resilience Amid Market Stress

Lee also highlighted that despite the recent historic deleveraging, Bitcoin only fell 3–4%. He believes that this demonstrates Bitcoin’s growing role as a reliable store of value. He also compared it to gold, noting that a similar event in the gold market, causing such a small decline, would be seen as a strong validation of the asset.

He also noted Ethereum is showing strong growth, particularly in activity on both its Layer 1 and Layer 2 networks, fueled by stablecoins. While this growth is not fully reflected in Ethereum’s price yet, he notes that the fundamental activity on Ethereum is picking up, which could lead to a pretty big move into the year-end.

Beyond crypto, Lee believes that the S&P 500, already up more than 15% year-to-date, could gain another 4–10% by year-end, supported by Fed rate cuts and investor skepticism.

Bitcoin Shows Technical Strength

Analysts remain bullish on Bitcoin as technical indicators show signs of strength. Rekt Capital pointed out that BTC is close to breaking out of a daily ascending triangle. Meanwhile, weekend price action suggests that Bitcoin is showing relative strength, currently outperforming its 16-week average trend.

With key indicators improving and institutional interest growing, crypto markets could see renewed momentum, setting the stage for a year-end rally.

The post Ethereum Price Prediction 2025: Institutional Rotation Signals 40% Gains Ahead appeared first on Coinpedia Fintech News

The Ethereum price prediction 2025 narrative is becoming increasingly bullish as 2026 is only a few months away. This optimism is largely due to a significant shift in institutional demand from Bitcoin to Ethereum. With Ethereum ETFs now surpassing Bitcoin ETFs in quarterly inflows and whale accumulation returning, ETH is showing renewed momentum heading into the final months of the year.

Institutional Rotation Redefines ETF Landscape

In the $3.76 trillion global cryptocurrency sector, Bitcoin and Ethereum together account for over 70% of the market. However, recent ETF data indicates a shift in institutional sentiment. 

Bitcoin ETFs, which previously attracted over $30 billion from late 2024 to mid-2025, saw inflows decline to just $8 billion in the third quarter of 2025. 

In contrast, Ethereum ETFs experienced a surge in popularity, reaching $9 billion in inflows during the same quarter. This marks their strongest quarter yet and the first time that ETH has outpaced BTC in ETF demand. 

While it’s too early to say whether this shift could indicate a change in dominance, it’s clear that Ethereum is evolving, but BTC still holds the biggest share.

Moreover, XWIN Research Japan highlighted this trend in ETFs as a significant shift in investment strategy among institutional investors. They also mentioned that the Ethereum fund holdings have doubled in 2025, reaching 6.8 million ETH by October, which confirms sustained accumulation. 

Even during market pullbacks, fund volumes have continued to grow, reflecting long-term confidence rather than short-term speculation.

Ethereum Gains Ground Amid Bitcoin’s ETF Slowdown

While Bitcoin ETFs dominated early 2025, their inflows have turned more volatile as institutions rebalance. The Ethereum ETF momentum, however, underscores a structural shift as investors are now prioritising assets offering yield through staking and exposure to on-chain innovation.

This shift suggests that professional investors are moving from simple store-of-value strategies toward protocols with real-world utility and income potential. If this pattern persists into Q4 2025, Ethereum could soon redefine portfolio allocations across the digital asset market, setting a new benchmark for institutional exposure.

Whales Return as On-Chain Confidence Builds

Beyond ETF inflows, Ethereum on-chain data indicate renewed accumulation by whales and sharks. After dumping roughly 1.36 million ETH between October 5 and 16, wallets holding between 100 and 10,000 ETH have begun rebuying, accumulating about 218,470 ETH in the past week.

This rebound in accumulation signals recovering confidence among large holders. Historically, similar patterns have preceded multi-month rallies, as these participants tend to buy during periods of structural lows.

Ethereum Price Prediction 2025 Technical Setup: ETH Eyes $5,600 if Support Holds

Technically, the Ethereum price chart supports the bullish case. Ethereum price today trades near $3,950, holding strong above the $3,670 to $3,870 support range, a zone that has flipped from resistance to key support in the final quarter of this year.

This level also aligns with the midline of a long-term ascending channel that has defined ETH’s broader uptrend since 2023. If this support continues to hold, the Ethereum price forecast 2025 anticipates a move toward $5,600, which coincides with the upper channel resistance, implying nearly 40% upside before the year’s end.

The post 3 Reasons Why Solana & Cardano Whales Are Loading Up on $TAP – The First Would Shock You! appeared first on Coinpedia Fintech News

Clearly, current market conditions are gloomy and bearish, marked by a significant downturn in the Solana price and Cardano price. And how are whales coping? An interesting trend is the growing interest in new high-potential altcoins like Digitap ($TAP). 

Hailed as the next 100x gem, $TAP is considered the best new crypto to invest in. Next, its narrative is the most appealing to the mainstream: a blend of DeFi and TradFi. Further, at $0.0194, it is not only budget-friendly but might be this year’s best cryptocurrency investment—a steal, according to experts. 

Solana Price in the Red – Time to Diversify? 

The Solana price, reflecting bearish sentiments in the overall crypto market, is in a downtrend. A 10% pullback on its 30-day chart sees it trading around the $190 mark. The only good news is the unfolding rebound on its daily chart. Can bulls maintain new momentum? 

Like previous attempts at a reversal, this might be another fakeout—the Solana price might revisit the $180 region. However, a clear breakout may send prices higher. An ETF approval by the SEC can also flip sentiment to bullish, or a Fed rate cut this month. 

Nevertheless, top analysts like Chill Trader identify signs of a decline below support. If confirmed, the Solana price might slide toward $164, they added. While a rebound is on the cards, a reversal cannot be ruled out either, making diversification a smart move. 

Will Cardano Price Reclaim Higher Levels? Bears’ Rampage Continues 

Amid the ongoing bear rampage, the Cardano price is hovering around lower price levels. Sliding from its monthly high of $0.9 and down 20%, the Layer-1 coin trades at $0.64. Can it reclaim higher price levels? 

Experts believe a clear breakout above $0.7, accompanied by strong volume, may push the Cardano price toward $0.9 and the elusive $1. However, bulls losing the $0.60 support could be the start of a big sell-off. 

Ali, a top analyst, believes current support must hold for bulls to have a “real shot at breaking out toward $1.90.” If market conditions remain unchanged, retesting lower price levels isn’t out of the question. But if it does, a significant rebound is on the cards. 

Digitap: A Must-Have This Year? Learn Why It is Considered the Best New Crypto to Invest in 2025

Digitap is on whales’ radars for various reasons, from its mainstream appeal to its astounding growth prospects as a new DeFi-TradFi coin. Also worth noting is its remarkable market performance—a 55% surge in the past few days. Aiming to become a leader at the intersection of traditional banking and DeFi, it might be this year’s breakout star. 

Positioned to provide financial access to the 1.4 billion unbanked people, Digitap’s recently launched borderless money app is a game-changer. Interestingly, users can be onboarded and get a virtual card in minutes with no mandatory KYC. 

In addition to championing true financial anonymity, its cards are co-branded with Visa for global acceptance online and in-store. Not only that. These cards are fully integrated with Apple Pay and Google Pay for seamless payments.

Given the real-world problems it solves, its mainstream appeal is staggering, setting it up for explosive growth. At $0.0194, experts believe it is primed for a 50x growth this year—a must-have. 

USE THE CODE “LIVEAPP30” FOR 30% OFF FIRST-TIME PURCHASES 

ADA and SOL Whales Back $TAP – One of the Crypto Presales With Real Utility

Digitap is an emerging cryptocurrency with real utility—allowing users to spend crypto like cash. While the Solana price and Cardano price are in downtrends, it skyrocketed by 55% from $0.0125 to $0.0194, its current price in the second presale round. Besides the expected 38% jump to $0.0268 by the next round, it is tipped to explode by 50x after its market debut this year. 

Digitap is Live NOW. Learn more about their project here:

Presale: https://presale.Digitap.app   

Website: https://digitap.app/ 

Social: https://linktr.ee/Digitap.app  

The post Ripple News: Trump’s CFTC Nominee Has History on XRP’s Side, Here’s Why appeared first on Coinpedia Fintech News

President Donald Trump’s choice of Mike Selig to lead the U.S. Commodity Futures Trading Commission (CFTC) has drawn praise across the financial sector and the crypto community, especially among Ripple and XRP supporters.

Selig, a lawyer and former CFTC official, is known for his detailed analysis of digital asset regulation. In a post on X, he said he was “honored to be nominated by President Trump to serve as the 16th Chairman of the CFTC” and pledged to promote competition, innovation, and what he called “a Great Golden Age for America’s financial markets.”

David Sacks called Selig “an excellent choice” and opened up about his balance of experience in traditional markets and digital finance. “He is passionate about modernizing our regulatory approach to maintain America’s competitiveness in the digital asset era,” Sacks wrote.

Selig previously served as Chief Counsel of the SEC’s Crypto Task Force and worked at the CFTC under former Chairman Chris Giancarlo, who was one of the earliest regulators to recognize the potential of blockchain technology in financial markets.

A Familiar Name to XRP Supporters

While the nomination has been widely praised as a win for regulatory clarity, XRP supporters quickly noticed Selig’s past commentary on the SEC vs. Ripple case. He was among the few legal experts who analyzed the lawsuit in depth and discussed its long-term impact on crypto law.

In July 2023, after Judge Analisa Torres issued her decision, Selig wrote that it was a “massive win by the Ripple team against the SEC.” He explained that the ruling made an important distinction. The investment contract can be a security, but the crypto asset itself is not.

Later, Selig clarified, “Judge Torres held that XRP itself is not a security, but it can be sold as part of a security. XRP itself is simply computer code. A fungible commodity, like gold or whiskey.”

His perspective aligned with many in the XRP community who viewed the decision as a step toward clear and fair classification of digital assets.

The post XRP News: Why Wall Street May Soon Turn Into XRP’s Biggest Cheerleader appeared first on Coinpedia Fintech News

For years, XRP has lived in the shadow of Bitcoin and Ethereum, often labeled the “bankers’ coin” and dismissed by many in traditional finance. Yet, something is changing beneath the surface. The same institutions that once mocked or ignored it are now quietly preparing to embrace it.

When the United States approved spot Bitcoin ETFs earlier this year, some of the loudest voices cheering the decision came from firms that had long been skeptical of crypto. Asset managers that once warned investors away from Bitcoin are now earning fees from it. Many analysts believe the same playbook will soon unfold for XRP.

One analyst said that once companies like BlackRock and Fidelity can profit directly from an XRP product, the tone will shift. The same firms that spent years on the sidelines will begin talking about the advantages of the XRP Ledger: fast settlement, scalability, and low cost. They will frame it as part of the next evolution of digital payments and decentralized finance.

The retail mindset and the numbers behind it

This shift may align with how new investors already think about value. The psychology is simple: people like owning more units of something. The average person compares numbers, not market caps.

As the analyst explained, a retail investor with $1,000 faces a choice — buy one percent of a Bitcoin or 350 XRP. The math shapes the story. Bitcoin’s market cap sits near $2.5 trillion, while XRP hovers around $180 billion. The gap suggests larger room to grow. Whether or not that logic is perfect, it has real influence on how new money flows into the market.

A changing narrative inside Ripple’s world

For a long time, critics argued that Ripple, the company behind XRP, cared more about its own success than the open-source ledger itself. That narrative is fading.

Ripple’s co-founder and chief technologist, David Schwartz, recently shifted into a new role focused entirely on building decentralized finance applications on the XRP Ledger. The initiative is backed by a $1 billion fund. His move underscores a clear message: development on the ledger, not just corporate adoption, is now a central focus.

That pivot could reshape how the ecosystem grows. Developers are expected to build new DeFi platforms, liquidity tools, and on-chain applications that bring utility back to the token.

Direct buying and a potential supply squeeze

There’s also a new twist in how major players plan to accumulate XRP. Instead of arranging private over-the-counter deals, they’re buying directly from exchanges, the same way retail investors do.

This detail matters. Buying on public markets puts direct pressure on liquidity. More demand chasing the same supply can create what traders call a “supply shock.” If this continues, it could shift the price dynamic in ways not seen before.

The post Bitcoin Price Prediction Today: Bulls Target $116K This Weekend appeared first on Coinpedia Fintech News

Bitcoin has confirmed a breakout above $111,000, showing strength after several weeks of sideways movement. The move comes as inflation data in the United States came in slightly better than expected, lifting both stocks and digital assets.

Inflation Eases, Stocks Push Higher

The latest consumer price index report showed a 3 percent annual rise, slightly below the expected 3.1 percent. That small difference gave a mild boost to markets, with the S&P 500 moving closer to record highs.

Bitcoin often moves in line with major stock indexes, and the broader uptrend in equities continues to support a positive tone across digital assets. Historically, Bitcoin has not entered a deep downturn while U.S. stocks have been reaching new highs.

Momentum Builds but Resistance Ahead

Bitcoin remains in a larger upward trend on the weekly chart. The super trend indicator continues to show green, pointing to an active bull phase. Even so, a loss of momentum is visible, which could keep prices moving sideways for several weeks.

The latest daily candle closed at around $111,000, above the previous ceiling near $110,000. Holding above this level is now important. If the price slips below, the recent breakout could fade. If it stays above, the next area to watch sits between $114,000 and $116,000, where earlier selling took place.

Market Liquidity Maps Out Next Steps

Heat map data shows a buildup of activity above the current price, mainly around $114,000 and $116,000. These zones may pull the market higher as positions unwind. Still, movement could slow within this range, as past reactions often reappear near the same levels.

Short bursts upward or small pullbacks are both likely during this phase. Overall, this type of movement signals a market cooling off before setting a new direction.

Outlook for the Weeks Ahead

The broader picture remains favorable. Inflation is steady, equity markets are firm, and digital assets continue to attract fresh interest.

Bitcoin could stay rangebound between $110,000 and $116,000 before building strength for a larger advance. A clean move above $116,000 would open room for further gains, while slipping under $110,000 would likely bring another short-term correction.

The post Bitcoin, Ethereum And XRP Rally As US-China Trade Breakthrough Lifts Global Markets appeared first on Coinpedia Fintech News

The global cryptocurrency market climbed on Saturday after the United States and China reached an early framework agreement on trade issues. The announcement followed what officials described as “successful” talks, lifting the total crypto market cap to $3.83 trillion, up 1.77% in the last 24 hours.

The breakthrough came during President Donald Trump’s first Asian tour of his second term. He signed a trade deal and a critical minerals pact with Malaysia, while also overseeing a peace declaration between Thailand and Cambodia. Meanwhile, China agreed to delay rare earth export controls by one year and is reportedly ready to move toward a formal trade deal that would remove Trump’s 100% tariff threat.

Economists say the decision has eased one of the biggest global supply chain risks, giving financial markets a clearer path heading into year-end.

Bitcoin Holds Strong Above $113,000

Bitcoin (BTC) traded near $113,367, up 1.59% over the past 24 hours. Market volume remained relatively low at $23 billion, which analysts view as typical ahead of the FOMC meeting scheduled for next week.

Despite quieter weekend trading, Bitcoin continues to show strength above key support levels. The asset has reclaimed its value area low from July, signaling that buyers remain in control. Analysts expect a temporary dip below $110,000 before a move toward $114,000 and possibly $116,000–$117,000 if momentum stays intact.

Ethereum (ETH) rose to $4,049, up 2.7% over the past day and XRP maintained its recent momentum, jumping to $2.64 after an 11% gain this week. Other leading tokens also advanced. BNB traded at $1,134, Solana (SOL) climbed to $197.70, Cardano (ADA) reached $0.67, and Dogecoin (DOGE) rose to $0.20.

The post Ripple News: First U.S. Spot XRP ETF Surpasses $100 Million in Assets appeared first on Coinpedia Fintech News

The first U.S. exchange-traded fund offering spot exposure to XRP has crossed $100 million in assets under management.

According to issuer REX Osprey, the REX-Osprey XRP ETF (ticker: XRPR) reached the threshold barely a month after its launch on September 18. The fund gives investors direct exposure to XRP, now the fourth-largest cryptocurrency by market capitalization.

The U.S. Securities and Exchange Commission (SEC) has postponed decisions on at least six other spot XRP ETF applications due to a recent government shutdown. That delay has effectively made XRPR the benchmark for gauging American market appetite for the token.

A Tale of Two Markets

While XRPR continues to attract strong inflows, Brazil’s Hashdex NASDAQ XRP ETF, which launched earlier,  holds about 282 million Brazilian reals, roughly $52 million in assets. The contrast shows how quickly U.S. markets have embraced regulated XRP exposure once available.

Market analysts say the ETF’s success shows a mix of rising confidence in digital assets and the growing desire for regulated onramps. Many investors prefer ETFs over direct holdings for compliance and custody reasons, particularly when navigating complex U.S. tax and securities rules.

Institutional Activity Expands

Beyond ETFs, institutional activity around XRP is accelerating. CME Group recently expanded its XRP offerings by introducing XRP options, following the strong performance of its XRP futures market. Since launching in May, CME has reported over 567,000 XRP futures contracts traded, representing $26.9 billion in notional volume.

Corporates Join the XRP Play

The corporate side of the market is also shifting. Evernorth, a new treasury and liquidity management firm preparing for a NASDAQ listing, recently announced plans to hold XRP as a core reserve asset. The decision reflects a broader institutional move toward diversification across digital currencies that can support cross-border payments and liquidity management.

Broader crypto sentiment remains firm. The crypto market is quietly climbing again. Total value now sits around $3.84 trillion, up about 2% in a day. Bitcoin ($BTC) is trading near $113,000, while Ethereum ($ETH) has crossed $4,000. XRP ($XRP) is showing some strength at $2.64, up more than 11% this week.