The post Tether to Launch Open-Source Wallet Kit for iOS and Android appeared first on Coinpedia Fintech News
Tether CEO Paolo Ardoino said the company will release its fully open-source Wallet Development Kit (WDK) this week, with starter wallets for iOS and Android. The WDK demo showcases a template wallet featuring full non-custodial control, multiple mnemonic backup options, and a complete DeFi module covering USDT, USDT0, lending, swapping, and more. The goal is to help developers launch secure, user-owned wallets faster across platforms, lowering build time while expanding self-custody and DeFi access for mainstream users and enterprises.
The post XRP ETF Approval Could Trigger Massive Supply Shock appeared first on Coinpedia Fintech News
The crypto market is recovering from last week’s violent flash crash that wiped out nearly $2 trillion in total market capitalization within hours. XRP Price plunged nearly 10% in the past 24 hrs. However, the institutional interest and whale accumulation intensify ahead of a potential spot XRP ETF approval.
The race for a spot XRP ETF Approval is heating up, and analysts warn it could cause a massive XRP supply shock once approvals go through.
Multiple issuers, including Bitwise, 21Shares, and Canary Capital, have filed or updated their spot XRP ETF applications with the U.S. SEC, signaling growing institutional interest in the XRP ecosystem. Under the SEC’s new fast-track ETF rule, approvals could arrive within 60 to 75 days, instead of the old 240-day cycle, meaning a decision could come before the end of 2025.
Unlike futures ETFs that settle in cash, a spot XRP ETF requires direct XRP purchases. That means every dollar flowing into these funds removes tokens from the open market, tightening liquidity and pushing prices higher.
Top Altcoins Crypto Whales Are Buying Amid Market Crash
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Crypto analyst Jake Claver explained, “Futures ETFs don’t move the market; spot ETFs do. Once institutional funds start buying actual XRP for custody, we could see a serious supply squeeze.”
Currently, over 55 billion XRP are locked in Ripple’s escrow and institutional holdings, while less than 2 billion XRP remain in active retail circulation. Analysts warn that with whales already accumulating XRP, the launch of a spot ETF could trigger one of the largest supply shocks in crypto history.
Institutional Demand Boosted by XRPL Milestone
At the same time, the XRP Ledger (XRPL) has entered the Guinness World Records for minting 9.94 million NFTs in one event, showcasing its unmatched scalability and speed, a key factor driving institutional confidence.
If ETF approvals land as expected, XRP could become the first altcoin to replicate Bitcoin’s post-ETF rally, ushering in a new wave of institutional demand and price discovery.
Never Miss a Beat in the Crypto World!
Stay ahead with breaking news, expert analysis, and real-time updates on the latest trends in Bitcoin, altcoins, DeFi, NFTs, and more.
FAQs
What is a spot XRP ETF and how does it affect prices?
A spot XRP ETF buys actual XRP tokens, reducing market supply and potentially driving prices higher.
How soon could a U.S. spot XRP ETF be approved?
Under new SEC rules, a spot XRP ETF could be approved within 60–75 days, faster than the old 240-day cycle.
Why is institutional demand for XRP increasing?
Whales and institutions are accumulating XRP ahead of ETF approvals, attracted by scarcity and potential price gains.
What role does the XRP Ledger (XRPL) play in ETF interest?
XRPL’s scalability, speed, and record NFT minting boost confidence, making XRP more attractive to institutional investors.
The post China Renaissance Plans $600M Fund to Invest in Binance’s BNB appeared first on Coinpedia Fintech News
China Renaissance, a Beijing-based investment bank, is in talks to raise $600 million to create a public fund investing in Binance’s cryptocurrency, BNB. Alongside, YZi Labs, the family office of Binance’s founder, plans to invest $200 million. Earlier, China Renaissance revealed plans in August to invest $100 million in BNB. This collaboration signals strong institutional confidence in BNB’s ecosystem and the growing integration of traditional finance with blockchain technology, aiming to boost adoption and development globally.
The post This Ethereum-Based DeFi Gem Just Announced a Lending Protocol as It Records Explosive Near 300% Growth appeared first on Coinpedia Fintech News
In a year defined by cautious sentiment and patchy presale performances, one Ethereum-based protocol is emerging as a standout story. Mutuum Finance (MUTM) has not only delivered near 300% token growth since its earliest phase but has also announced the development of its core lending and borrowing protocol, a move that signals it’s building real infrastructure rather than riding hype cycles. As investor attention increasingly shifts toward utility-driven projects, Mutuum Finance is carving out a unique position in the DeFi landscape.
Structured Presale With Tangible Momentum
Mutuum Finance launched its presale in early 2025 at $0.01 (Phase 1). Each subsequent stage was designed with an approximate 20% price increase, rewarding early participants while maintaining a clear pricing structure. This strategy has proven effective: after five completed stages, Phase 6 is live and MUTM is priced at $0.035, representing a 250% token appreciation for early backers.
So far, the project has raised more than $16.8 million, allocated over 740 million tokens, and attracted a growing base of 16,700 holders. Importantly, Phase 6 is more than halfway sold, with Phase 7 set at $0.04 and the final listing price locked at $0.06.
This phased approach is crucial because it builds predictable price appreciation directly into the presale model, creating structured upside rather than relying on speculation alone. Early participants from Phase 1 are positioned for up to 500% token appreciation by launch, while new entrants at current prices still retain nearly 2x MUTM value, a dynamic that has helped sustain momentum as each stage advances.
Transparency has been a core focus during this process. A live presale dashboard displays allocations, real-time balances, and projected ROI, while a Top 50 leaderboard rewards leading contributors with bonus allocations. Additionally, the team has launched a $100,000 giveaway, selecting 10 winners to receive $10,000 each in MUTM tokens, a move that boosted engagement while reinforcing trust.
Protocol Development Confirmed by Team
According to a recent statement on X (formerly Twitter), the Mutuum Finance team confirmed that development of its lending and borrowing protocol is officially underway, with V1 scheduled to launch on Sepolia Testnet in Q4 2025.
The first version will introduce the core building blocks of the ecosystem, including a Liquidity Pool, mtToken (interest-bearing deposit receipts), Debt Token, Liquidator Bot, and other foundational modules. Initially, ETH and USDT will be supported for lending, borrowing, and collateral, a practical choice that provides liquidity depth.
By aligning fundraising milestones with product delivery, the team is demonstrating a level of execution discipline not always seen in early-stage projects. This has played a key role in why analysts and investors alike are beginning to treat MUTM as more than just another presale, it’s a protocol in the making.
A Structural Advantage
At the heart of Mutuum Finance’s design lies a dual lending architecture that combines Peer-to-Contract (P2C) and Peer-to-Peer (P2P) markets. P2C pools will support mainstream assets like ETH and stablecoins, allowing depositors to supply liquidity and earn yields while borrowers can access instant credit. Running alongside, P2P isolated agreements will enable lending and borrowing in less liquid or riskier tokens. This separation ensures that volatility in niche assets doesn’t compromise the integrity of the broader liquidity pools.
All loans on the platform will be overcollateralized under strict Loan-to-Value (LTV) thresholds to protect solvency. For example, with a 75% LTV ratio, a user depositing $1,000 in ETH could borrow up to $750 in another supported asset. If collateral values fall, automated liquidation mechanisms help stabilize the system.
Borrowers can choose between variable interest rates, which adjust based on liquidity utilization, and stable rates, which lock borrowing costs at a premium. The interest paid by borrowers funds annual percentage yields (APY) for liquidity providers, completing a transparent incentive loop that ties protocol usage to token value growth.
Oracles, Stablecoin Plans & Security Layer
Mutuum Finance is also laying the groundwork for long-term stability through a multi-layer oracle system. It plans to integrate Chainlink feeds, fallback sources, aggregated pricing, and DEX time-weighted averages to protect against manipulation and stale data. This infrastructure is vital for accurate liquidations and pricing integrity—both essential for lending protocols operating at scale.
On the liquidity side, the roadmap includes launching an overcollateralized stablecoin, which will act as a native unit of account. This stablecoin is expected to deepen liquidity across markets, stabilize borrowing conditions, and reduce dependence on external stable assets—strengthening the protocol’s internal economy over time.
Security has been prioritized from the outset. Mutuum Finance has passed a CertiK audit with a 90/100 Token Scan score, indicating strong contract reliability. A $50,000 bug bounty program, structured across multiple tiers, invites independent security researchers to stress-test the code before mainnet launch. Together with its transparency measures, these steps are designed to build trust before the token even hits exchanges.
A DeFi Contender to Watch
Mutuum Finance’s combination of explosive early growth, clear product development, and structural mechanics has positioned it as one of the most closely watched Ethereum-based DeFi projects going into late 2025. MUTM is pairing financial traction with real technological progress, setting the stage for a launch that could attract both retail and institutional attention.
With near 300% appreciation already recorded, a transparent presale model, and a technical roadmap that includes dual lending markets, oracles, and stablecoin infrastructure, MUTM is shaping up to be a serious DeFi contender under $0.05.
For more information about Mutuum Finance (MUTM) visit the links below:
The post Top Altcoins To Buy Now: Unlock Massive Upside with These 5 Coins appeared first on Coinpedia Fintech News
The crypto market just witnessed one of the largest sell-offs since the COVID and FTX collapses, sending shockwaves across investors. Yet, according to a new YouTube analysis, this may be the moment to scoop up strong altcoins “on sale,” as fear dominates the market. The analyst highlighted five projects with massive upside potential once the dust settles.
Telcoin: Banking the Unbanked
Telcoin tops the list as one of the most undervalued payment-focused altcoins. Despite being up 150% in the past year, it remains far below its 2021 highs. With over 100 supported assets and seamless remittance options across 20+ countries, Telcoin’s mobile-first app is bridging traditional finance with DeFi. The company is gaining traction for its role in digital remittances, stablecoin adoption, and regulatory progress, especially with plans to launch its first regulated U.S. digital dollar bank in Nebraska. Telcoin’s presence at the Digital Asset Summit 2025 (Oct 13–15), alongside giants like Citi and Standard Chartered, further reinforces its growing influence.
Plume: The Rising Star of RWA Tokenization
Plume is rapidly emerging in the Real-World Asset (RWA) tokenization space. The project’s recent October 8 acquisition of Dairo XYZ, a major liquid staking platform, bolsters its institutional credibility. With more than $200 million in tokenized assets and over $1 billion in 30-day stablecoin transfer volume, Plume is quietly building a powerful ecosystem. Its integration of AI-driven yield generation through Gabe AI adds another layer of innovation, blending tokenization with artificial intelligence.
$19B Crypto Crash: Binance, Wintermute, and Trump Behind October 10 Market Collapse
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Ondo: The Tokenized Stocks Leader
Ondo continues to dominate tokenized finance. After its price fell from $1 to $0.75, the analyst sees a strong opportunity. Ondo’s “Global Markets” platform now hosts 100+ tokenized stocks and ETFs, totaling $670 million in value. With $1.8 billion in total assets and $530 million in monthly transfer volume, Ondo is solidifying its place as a key player in the growing RWA sector.
Track and Curve: Real Use Cases in AI and DeFi
Track, one of the few AI projects with genuine utility, has seen a sharp 60% rebound. It’s working with healthcare firms and tech leaders like Microsoft to build real-world AI integrations. Curve, on the other hand, remains a DeFi powerhouse with over $2 billion in deposits and growing revenue. Despite past setbacks, Curve’s deep liquidity and consistent DEX volume growth make it one of the strongest DeFi recovery plays.
Never Miss a Beat in the Crypto World!
Stay ahead with breaking news, expert analysis, and real-time updates on the latest trends in Bitcoin, altcoins, DeFi, NFTs, and more.
FAQs
Which altcoins are good to buy after a crypto crash?
After a major sell-off, analysts highlight projects with strong use cases like Telcoin for payments, Plume for RWA, and Ondo for tokenized stocks as potential opportunities.
What are the best Real-World Asset (RWA) crypto projects?
Leading RWA projects include Plume, which is rapidly acquiring others and integrating AI, and Ondo, a dominant force in tokenizing stocks and ETFs.
Is now a good time to invest in AI crypto coins?
Post-crash can be an opportunity. Focus on AI projects with verified utility, like Track, which partners with real companies like Microsoft for healthcare AI.
The post Strategy Purchases 220 BTC, Boosting 2025 Yield to 25.9% appeared first on Coinpedia Fintech News
Michael Saylor’s “Strategy” has purchased an additional 220 BTC for about $27.2 million, averaging $123,561 per bitcoin, achieving a 25.9% Bitcoin yield year-to-date in 2025. As of October 12, 2025, the company holds 640,250 BTC, acquired at an average price of roughly $74,000 each, totaling about $47.38 billion in Bitcoin investments. This solidifies Strategy’s position as one of the largest corporate Bitcoin holders, reflecting its strong commitment to cryptocurrency as a strategic asset.
The post China Renaissance Bank Plans to Raise $600M for BNB Crypto Treasury appeared first on Coinpedia Fintech News
China Renaissance Holdings Ltd., a leading Beijing-based investment bank listed in Hong Kong, is in advanced talks to raise $600 million to establish a dedicated digital asset treasury company focused on Binance Coin (BNB). This ambitious initiative, if successful, would mark a major institutional endorsement of BNB.
As the Binance native token (BNB) price has already jumped back to its ATH, now trading around $1,289.
China’s Bank to Pour $600 Million into BNB
Following an earlier $100 million direct allocation to BNB made in August 2025, China Renaissance now plans to raise $600 million to launch a publicly listed digital-asset treasury company in the U.S., designed to accumulate and hold BNB as a core asset.
The raised funds will support staking, DeFi projects, and real-world asset tokenization on the BNB Chain, positioning China Renaissance as a key player linking traditional finance with digital assets.
BREAKING: CHINA RENAISSANCE BANK TO RAISE $600M FOR INVESTING IN BNB.
BULLISH
— Ash Crypto (@Ashcryptoreal) October 13, 2025
The model mirrors the one popularized by Michael Saylor’s MicroStrategy, which transformed Bitcoin accumulation into a corporate strategy.
Partnership with YZi Labs and Binance Ecosystem
China Renaissance has partnered with YZi Labs, the family office linked to Binance co-founder Changpeng Zhao (CZ), which is set to invest $200 million alongside the bank. This collaboration combines deep crypto ecosystem expertise with China Renaissance’s institutional reach.
YZi Labs brings a curated pipeline of top-tier projects and custody solutions, aiming to accelerate innovation across key use cases such as DeFi, payments, AI integration, and blockchain-based real-world asset tokenization.
Institutional Adoption Surge for BNB
BNB has become one of the biggest digital asset ecosystems, with a market cap of over $180 billion and more than 12 million daily transactions. Institutional interest is rising as BNB grows from a simple exchange token into a key asset powering Web3 and blockchain innovation.
In July, CEA Industries and 10X Capital raised $500 million to buy BNB, with YZi Labs also joining the deal.
Later in October, YZi Labs hosted a private event in Singapore called “BNB Visionary Circle,” attended by China Renaissance and other major investors, showing strong confidence in BNB’s future.
BNB Price Outlook
Last week, the crypto market fell sharply due to global tensions and new tariff news, wiping out billions in value. But BNB’s fast recovery shows that big investors are still confident and interested in the token.
As of now, BNB price is trading around $1289, reflecting a jump of nearly 6% seen in the last 24 hours, with a market cap hitting $179.42 billion.
However, a technical indicator like the RSI is currently at 52, meaning there’s still space for the price to move higher before it becomes overbought.
The post Pi Network News: After Falling to $0.15, Can Upcoming Events Save Pi Coin? appeared first on Coinpedia Fintech News
The Pi Network continues to struggle in 2025 as its price trends downward. Pi coin is now trading near $0.2157, only weeks after hitting an all-time low of $0.1585 on October 11. At this level, the token sits dangerously close to zero, raising questions about whether upcoming events can reverse its decline.
Can New Developments Help Pi Recover?
According to Pi News, the network now hosts over 210 decentralized applications (DApps), with more than 23,000 projects preparing for launch through Pi Studio on the mainnet. This growing developer activity shows that interest in building within the Pi ecosystem remains strong. If sustained, it could eventually support the token’s recovery.
Two events may also influence the Pi price in the coming months: the Pi Hackathon and the protocol upgrade to version 23.
The Hackathon, which began in August 2025, is set to close on October 15. Featuring projects like Starmax, Nature’s Pulse, and Eternal Rush, the event could drive user engagement and potentially lift network activity.
The version 23 upgrade, planned for late Q4 2025 or early 2026, aims to improve scalability, transaction speed, and network efficiency— factors that could attract new users.
Is the Pi Price Increase Guaranteed?
While these developments show continued progress, they do not guarantee a price recovery. On October 1, Pi Network added decentralized exchange (DEX) and automated market maker (AMM) functions to its testnet, allowing users to experiment with token swaps and liquidity pools. Despite these advances, Pi still recorded two new lows within the same month.
For now, the network’s fundamentals appear to be improving, but the market has yet to respond. Whether these catalysts can prevent Pi from sliding closer to zero remains to be seen.
The post Users Panic as Binance Wallet Shows Zero Balance Amid Network Congestion appeared first on Coinpedia Fintech News
Binance Wallet users are experiencing downtime and display issues, leaving many unable to view balances. These disruptions followed a major crypto crash on October 10, which saw several altcoins briefly hit zero on the platform.
These issues have caused concern among investors trying to track their assets, with many taking to X to voice the problem.
PeckShield Flags Temporary Glitches
Blockchain security firm PeckShield flagged that users are experiencing display issues with their Binance wallets. Balances and token prices are showing as zero, making it difficult for users to track their assets.
The wallet interface appears to be unstable, causing concern among users.
#PeckShieldAlert Users are reporting display issues with their Binance wallets, with balances and token prices showing as zero. The wallet interface appears unstable @BinanceWallet pic.twitter.com/bTCUIE4s41
— PeckShieldAlert (@PeckShieldAlert) October 13, 2025
Network Congestion Causes Temporary Delays
Binance Wallet addressed the issue and shared that due to network congestion, their system is currently experiencing temporary delays.
The team confirmed that the issue is purely related to the display and does not affect any core functions or user balances. Only event data, such as interactive participation details are impacted, and wallet security, balances, or transactions remain fully intact.
System Recovery in Progress
Efforts to resolve the problem are ongoing, and full functionality is expected to return once network conditions stabilize. The team explained that this information needs some time to load and display properly, and reassured users that they are actively working on resolving the issue.
Users are advised to refresh their wallet interface periodically or wait for the system to stabilize as updates propagate across the network.
User Reports Losses on Binance Due to Platform Issues
One user reported losing over $130 due to a 3.5% drop in BNB, claiming they were unable to sell because of issues with the platform. The user questioned why sales were conducted in BNB rather than a stablecoin like USDT, noting that users have experienced significant losses on the platform over the past 48 hours, which they consider unacceptable.
The user added that after the TGE ended, many people began selling BNB, but the system was unable to handle the volume, resulting in considerable losses for wallet users.
Trust Wallet Glitch
On October 12th, similar issues occurred in Trust Wallet, where a market data synchronization error caused thousands of users worldwide to see their balances as zero. This led to reports of apparent losses totaling hundreds of thousands of dollars.
We’re aware some users are not seeing their balances in their Trust Wallet due to a market data sync issue.
Please rest assured your assets are safe.
Our team is actively working on a fix and expects this to be resolved within the next few hours.
— Trust Wallet (@TrustWallet) October 12, 2025
However, all assets remained secure on the blockchain, and the display issue was resolved within four hours.
These incidents highlight the vulnerabilities in handling extreme market volatility and the importance of robust infrastructure and timely communication to maintain user trust during such times.
The post XRP Price Rebounds from $1.2 Lows—Can Ripple Reach $3 in October? appeared first on Coinpedia Fintech News
Ripple’s XRP is back in the spotlight after a sharp rebound from recent lows near $1.2, igniting fresh optimism among traders. The token, which has struggled to regain momentum amid broader market volatility, is now showing signs of renewed strength as buyers return to key support zones. With the XRP price climbing steadily and on-chain data hinting at increasing whale activity, investors are wondering if a breakout to the $3 mark could finally materialise before October 2025 ends.
Why Did XRP Price Plunge to $1.2?
The broader crypto market recently faced a sharp correction, wiping out over $180 billion in total market capitalization within days. This downturn was triggered by a mix of factors—from renewed U.S. regulatory uncertainty to a sharp Bitcoin sell-off below key support levels near $58,000. The liquidation of over $600 million in leveraged positions across major exchanges further deepened the slide.
XRP wasn’t spared either. The token dropped to as low as $1.2, mirroring the broader market’s weakness. However, XRP’s quick rebound from this level has stood out, suggesting strong accumulation by whales and a possible shift in short-term sentiment. As market volatility cools and liquidity stabilises, traders are now eyeing whether XRP’s resilience could fuel a comeback towards its initial targets, positioning it as one of the more promising recovery plays in October.
XRP Price Analysis: Will it Reach $3 in 2025?
The weekly chart suggests there are some bullish possibilities after the price recovered above the ascension support it held since the start of 2025. The overall trend remains incremental, hinting towards the bullish continuation for the rest of the year. However, the XRP price has been constantly forming lower highs and lows, which raises huge concerns over the upcoming price action.
The price has dropped below the $50-day MA, while the 200-day MA is offering strong support. Meanwhile, the weekly RSI suggests a bearish continuation while the volume remains below the average level. In the short term, the token is displaying bullish possibilities but in the long term, it holds a huge possibility of a continued descending trend. Hence, the XRP price appears to be primed to drop back below $2 in the next few days.
Wrapping it Up!
From a technical standpoint, XRP is approaching a decisive point that could define its trajectory for the rest of October. A strong close above the $2.95 resistance would confirm a breakout, potentially propelling the token toward the $3.20–$3.50 zone, where the next cluster of sell orders is concentrated. If momentum and trading volume are sustained, a further extension to $3.80–$4.00 remains achievable in the short term.
However, failure to maintain support above $1.85 could expose XRP to another retest of $1.50, invalidating the bullish setup. The price structure currently favours buyers, but confirmation through a high-volume daily close above $3 is crucial. Traders are watching the next 48–72 hours closely, as volatility within this range may dictate whether XRP resumes its long-awaited bull run or consolidates further before its next leg higher.
